THE JANE STERN DORADO COMMUNITY LIBRARY INC (EIN 660360258) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

Maritere Matosantos

Phone

7877963675

Tax Period

2024-07-01 to 2025-06-30

THE JANE STERN DORADO COMMUNITY LIBRARY INC, founded in 1974, is a community nonprofit in the Education sector that reported $1.8M in total revenue in fiscal year 2024. Revenue decreased 15% compared to the prior year. Expenses of $1.6M left a modest 14% surplus.

Mission

Library services in the municipalities of Dorado, Ciales, Toa Baja, Toa Alta, Vega Baja, PR and neighboring towns.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,771,451

Program Service Revenue $8,700

Investment Income $45,360

Other Revenue $5,648

TOTAL REVENUE $1,831,159

Expense Breakdown

Grants Paid $0

Salaries & Benefits $553,202

Fundraising Expenses $32,744

Program Expenses $1,533,465

Other Expenses $800,722

TOTAL EXPENSES $1,566,209

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,831,159	$2,142,087	-0.1%
Expenses	$1,566,209	$1,169,580	+0.3%
Net Income	$264,950	$972,507	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Peggy Jacobs Bader	Director	10	Director	$0	$0	$0
Marilyn Stern	Director	10	Director	$0	$0	$0
Sandra Mata	Director	10	Director	$0	$0	$0
Ivette Navas	Director	10	Director	$0	$0	$0
Claudette Estrada	Assistant Secretary	10	Director	$0	$0	$0
Waleska Rivera	Second Vice-President	10	Director	$0	$0	$0
Maritere Matosantos	President	10	Director	$0	$0	$0
Mary Katherine Shoen	First Vice-President	10	Director	$0	$0	$0
Monica Hayes	Secretary	10	Director	$0	$0	$0
Luis Perez	Treasurer	10	Director	$0	$0	$0
Betina Castellvi Armas	Director	10	Director	$0	$0	$0
Joanne Collins	Director	10	Director	$0	$0	$0
Lisa Dale	Director	10	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,831,159	$1,566,209	$1,765,191	$264,950
2024	$2,142,087	$1,169,580	$1,584,625	$972,507
2023	$1,164,899	$949,203	$665,349	$215,696
2022	$949,800	$833,606	$475,412	$116,194
2021	$608,769	$662,494	$242,273	$-53,725
2020	$629,017	$693,710	$254,452	$-64,693

THE JANE STERN DORADO COMMUNITY LIBRARY INC