HOGAR CUNA DE SAN CRISTOBAL INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

JULIO RIVERA

Phone

7872860396

Tax Period

2023-01-01 to 2023-06-30

HOGAR CUNA DE SAN CRISTOBAL INC, founded in 1991, is a small nonprofit in the Crime & Legal sector that reported $679K in total revenue in fiscal year 2023. Revenue surged 41% from the prior year, signaling strong growth momentum. Expenses of $650K left a modest 4% surplus.

Mission

TO PROVIDE SAFE HOUSING AND BASIC NEEDS SUCH AS FOOD, SHELTER, CLOTHING AND RECREATION. ALSO, TO PROVIDE MEDICAL, SOCIAL, PHYSCOLOGICAL, AND PSYCHIATRIC SERVICES.

Program Service Accomplishments

Program 1

Expenses: $496,795

TO PROVIDE SAFE HOUSING AND BASIC NEEDS SUCH AS FOOD, SHELTER, CLOTHING AND RECREATION. ALSO, TO PROVIDE MEDICAL, SOCIAL, PHYSCOLOGICAL, AND PSYCHIATRIC SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $595,304

Program Service Revenue $0

Investment Income $8,981

Other Revenue $74,699

TOTAL REVENUE $678,984

Expense Breakdown

Grants Paid $0

Salaries & Benefits $318,899

Fundraising Expenses $0

Program Expenses $496,795

Other Expenses $331,266

TOTAL EXPENSES $650,165

Year-over-Year Comparison

	2023	2022	Change
Revenue	$678,984	$482,044	+0.4%
Expenses	$650,165	$863,570	-0.2%
Net Income	$28,819	$-381,526	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSE VIZCARRONDO	PRESIDENT	2.00	Director	$0	$0	$0
MANUEL SUAREZ	VICE PRESIDE	2.00	Director	$0	$0	$0
JULIO RIVERA	TREASURER	2.00	Director	$0	$0	$0
STEVEN PAULI	DIRECTOR	2.00	Director	$0	$0	$0
ANA PEREZ	DIRECTOR	2.00	Director	$0	$0	$0
YANNIA GONZALEZ	DIRECTOR	2.00	Director	$0	$0	$0
ZULMA LICHA	DIRECTOR	2.00	Director	$0	$0	$0
DANIEL PEREZ	DIRECTOR	2.00	Director	$0	$0	$0
ANGELICA MORALES	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$678,984	$650,165	$2,948,483	$28,819
2022	$482,044	$863,570	$2,943,244	$-381,526