RIO VISTA CARE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

KRISTINE COTTARDI

Phone

7073745243

Tax Period

2024-07-01 to 2025-06-30

RIO VISTA CARE INC, founded in 1986, is a small nonprofit that reported $762K in total revenue in fiscal year 2024. Revenue surged 32% from the prior year, signaling strong growth momentum. The organization ran a surplus of $245K, a strong 32% operating margin.

Mission

MENTAL HEALTH AND SUBSTANCE ABUSE PREVENTION ORGANIZATION

Program Service Accomplishments

Program 1

Expenses: $380,107

PROFESSIONAL COUNSELING FOR YOUTHS, ADULTS AND FAMILIES, PHYSICAL ACTIVITIES FOR YOUNG ADULTS, PROFESSIONAL GROUP COUNSELING, AND FAMILY RESOURCE CENTER FOR AREA CITIZENS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $731,205

Program Service Revenue $0

Investment Income $2,922

Other Revenue $27,928

TOTAL REVENUE $762,055

Expense Breakdown

Grants Paid $0

Salaries & Benefits $386,410

Fundraising Expenses $10,851

Program Expenses $380,107

Other Expenses $131,069

TOTAL EXPENSES $517,479

Year-over-Year Comparison

	2024	2023	Change
Revenue	$762,055	$579,178	+0.3%
Expenses	$517,479	$485,660	+0.1%
Net Income	$244,576	$93,518	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
VERA SUNADA	Secretary	1.00	Officer Director	$0	$0	$0
KRISTINE COTTARDI	President	1.00	Officer Director	$0	$0	$0
JEANNE ANNE LANDI	Director	1.00	Director	$0	$0	$0
LISA WOHN	Vice President	1.00	Officer Director	$0	$0	$0
BECKY BURCH	Director	1.00	Director	$0	$0	$0
JENNY EMIGH	Director	1.00	Director	$0	$0	$0
CARLOS ZEPEDA	Treasurer	1.00	Officer Director	$0	$0	$0
KELLEE SISNEROS	Director	1.00	Director	$0	$0	$0
HANK FONTECILLA	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$762,055	$517,479	$1,104,677	$244,576
2024	$579,178	$485,660	$797,164	$93,518
2023	$645,671	$469,195	$605,877	$176,476
2022	$436,641	$414,536	$426,027	$22,105
2021	$502,271	$409,414	$432,735	$92,857
2020	$457,186	$428,268	$410,408	$28,918
2019	$429,826	$407,266	$319,617	$22,560