RIPON QUARTERBACK CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

MICHAEL SHAW

Phone

2094794607

Tax Period

2025-01-01 to 2025-12-31

RIPON QUARTERBACK CLUB INC, founded in 1986, is a small nonprofit that reported $149K in total revenue in fiscal year 2025. Revenue fell 23% from the prior year — a significant decline worth monitoring. Net assets of $332K represent 27 months of operating reserves.

Mission

PROVIDE FUNDS FOR RIPON YOUTH ATHLETICS.

Program Service Accomplishments

Program 1

Expenses: $151,153

GAVE CASH DONATIONS TO RIPON SCHOOL FUNCTIONS, PRIMARILY ATHLETICS. CLOSE TO 800 CHILDREN BENEFIT FROM THIS PROGRAM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $980

Program Service Revenue $0

Investment Income $8,018

Other Revenue $139,667

TOTAL REVENUE $148,665

Expense Breakdown

Grants Paid $122,500

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $151,153

Other Expenses $28,653

TOTAL EXPENSES $151,153

Year-over-Year Comparison

	2025	2024	Change
Revenue	$148,665	$193,922	-0.2%
Expenses	$151,153	$158,004	0.0%
Net Income	$-2,488	$35,918	-1.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
TIM BUNNELL	BOARD MEMBER	Director	$0	$0	$0
MICHAEL SHAW	Treasurer	Officer Director	$0	$0	$0
FRED BUNNELL	Secretary	Officer Director	$0	$0	$0
GARY BAYNE	BOARD MEMBER	Director	$0	$0	$0
BRET STATES	BOARD MEMBER	Director	$0	$0	$0
DAN GALL	President	Officer Director	$0	$0	$0
JIM STUART	BOARD MEMBER	Director	$0	$0	$0
JOHN FRANSCELLA	Vice President	Officer Director	$0	$0	$0
ALAN THOMPSON	BOARD MEMBER	Director	$0	$0	$0
JOHN SMITH	BOARD MEMBER	Director	$0	$0	$0
BRAD VAN ELDEREN	BOARD MEMBER	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$148,665	$151,153	$331,973	$-2,488
2024	$193,922	$158,004	$314,907	$35,918
2023	$206,274	$142,201	$279,795	$64,073
2022	$193,902	$138,439	$212,434	$55,463
2021	$114,850	$67,590	$169,252	$47,260
2019	$104,487	$116,199	$116,962	$-11,712