Bible Couriers International

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

DONALD E ROBERTS

Phone

9163830555

Tax Period

2023-01-01 to 2023-12-31

Bible Couriers International, founded in 1989, is a small nonprofit that reported $136K in total revenue in fiscal year 2023. Revenue surged 20% from the prior year, signaling strong growth momentum. Expenses of $170K exceeded revenue, resulting in a 26% operating deficit.

Mission

Scripture delivery to countries where Christians are persecuted and access and distribution of Bibles is restricted or prohibited.

Program Service Accomplishments

Program 1

Expenses: $49,188

Scripture Distribution: 137 personal deliveries in 2023, 9184 Scriptures delivered by 137 couriers to four countries: China, Cuba,Vietnam and North Korea

Program 2

Expenses: $8,792

Dissemination of Information: Contacted pastors and lay persons in the USA with information of religious conditions in China, Cuba, Vietnam and North Korea and how they could personally be involved. Contacted 10,417 with monthly updates and 618 people by email periodically. Conducted 11 speaking engagements in 2023 to churches and Christian groups. Hundreds of phone calls made each month by BCI leadership to those interested in Scripture delivery and supporting the ministry.

Program 3

Expenses: $2,935

Local Church Assistance: Made information and programs available to churches in USA that have no effective missions program to these countries to help them fulfill their vision of Bible delivery...

Local Church Assistance: Made information and programs available to churches in USA that have no effective missions program to these countries to help them fulfill their vision of Bible delivery. These churches rely on our organization for training and informational tools for their future.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $135,693

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $135,693

Expense Breakdown

Grants Paid $0

Salaries & Benefits $107,883

Fundraising Expenses $0

Program Expenses $60,915

Other Expenses $62,598

TOTAL EXPENSES $170,481

Year-over-Year Comparison

	2023	2022	Change
Revenue	$135,693	$112,997	+0.2%
Expenses	$170,481	$174,687	0.0%
Net Income	$-34,788	$-61,690	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DONALD E ROBERTS	President	15.00	Officer	$0	$0	$0
MARION S ROBERTS	Vice President	10.00	Officer	$0	$0	$0
DEANNA J HAMMITT	Treasurer	20.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$135,693	$170,481	$23,018	$-34,788
2022	$112,997	$174,687	$58,220	$-61,690
2021	$141,769	$154,636	$120,163	$-12,867
2020	$250,559	$150,884	$138,644	$99,675