WESTERN HEALTH ADVANTAGE

EIN: 680393304 Health Care

SACRAMENTO, CA

Total Revenue
$707,913,682
Total Expenses
$706,254,440
Total Assets
$103,396,609
Net Assets
$9,132,534
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
CA
Principal Officer
RITA RUECKER
Phone
9165633188
Tax Period
2022-07-01 to 2023-06-30

WESTERN HEALTH ADVANTAGE, founded in 1995, is a major nonprofit in the Health Care sector that reported $707.9M in total revenue in fiscal year 2022.

Mission

TO IMPROVE THE HEALTH AND WELFARE OF THE COMMUNITIES SERVED BY THE CORPORATION BY: (I) OFFERING HEALTH BENEFIT COVERAGE TO THE GENERAL PUBLIC AND EMPLOYER GROUPS THROUGH MULTIPLE ACCESSIBLE CHANNELS; (II) SUPPORTING AND FURTHERING THE CHARITABLE, EDUCATIONAL AND/OR SOCIAL WELFARE PURPOSES OF THE CORPORATION'S MEMBERS (THE "MEMBERS") THAT ARE TAX EXEMPT PURSUANT TO SECTION 501(C)(3) OR SECTION 501(C)(4) OF THE CODE, INCLUDING BY MAKING GRANTS TO ITS MEMBERS IN FURTHERANCE OF SUCH PURPOSES; AND (III) ENGAGING IN ANY ACTIVITIES THAT ARE REASONABLY RELATED TO OR IN FURTHERANCE OF THE FOREGOING PURPOSES.

Program Service Accomplishments

Program 1
Expenses: $689,177,726 Revenue: $707,738,061

PUBLIC BENEFIT HEALTH COVERAGEWHA PROMOTES THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY BY OFFERING HEALTH BENEFIT COVERAGE TO THE PUBLIC THROUGH MULTIPLE, EASILY ACCESSIBLE CHANNELS. WHA...

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PUBLIC BENEFIT HEALTH COVERAGEWHA PROMOTES THE COMMON GOOD AND GENERAL WELFARE OF THE COMMUNITY BY OFFERING HEALTH BENEFIT COVERAGE TO THE PUBLIC THROUGH MULTIPLE, EASILY ACCESSIBLE CHANNELS. WHA SERVES INDIVIDUALS (INCLUDING MEDICARE BENEFICIARIES), SMALL EMPLOYER GROUPS, AND LARGE EMPLOYER GROUPS. WHA BENEFITS THE COMMUNITY AND PROMOTES SOCIAL WELFARE BY REASON OF (1) ENROLLMENT THAT IS OPEN TO INDIVIDUALS (BOTH ON AND OFF THE CALIFORNIA HEALTH BENEFITS EXCHANGE, COVERED CALIFORNIA) AND SMALL GROUPS, (2) SERVING LOW INCOME, HIGH RISK, MEDICALLY UNDERSERVED, OR ELDERLY PERSONS, AND (3) HAVING HMO PREMIUMS ON A COMMUNITY-RATED BASIS COVERAGE TO ALL GROUP AND INDIVIDUAL MEMBERS. WHA COMMUNICATES WITH ITS MEMBERS AND PROVIDERS THROUGH QUARTERLY PUBLICATIONS. ADVANTAGE MAGAZINE IS A QUARTERLY MAGAZINE AIMED AT PROMOTING HEALTHY LIFESTYLES AND ASSISTING MEMBERS TO TAKE ADVANTAGE OF THEIR HEALTH BENEFITS COVERAGE. CLINICAL CONNECTIONS IS A QUARTERLY INFORMATIONAL ONLINE MAGAZINE FOR PROVIDERS.WHA WELLNESS PROGRAMSWHA PROVIDES WELLNESS RESOURCES AND SUPPORT FOR INDIVIDUAL AND EMPLOYER/BROKER-DRIVEN WELLNESS INITIATIVES, THE OVERALL GOAL OF WHICH IS TO REDUCE HEALTHCARE COSTS FOR THE SOCIETY. OUR ONLINE WELLNESS PROGRAM REACHES INDIVIDUALS BY OFFERING HEALTH ASSESSMENTS AND TRACKING TOOLS. WHA'S WELLNESS INITIATIVES REACH BEYOND WHA'S BASE OF MEMBERS. EDUCATIONAL SEMINARS AND PROGRAMS AT THE EMPLOYER GROUP LEVEL ARE OFFERED TO ALL EMPLOYEES REGARDLESS OF HEALTH PLAN AFFILIATION. HEALTH RESOURCES AND INFORMATION ARE FREELY GIVEN AT HEALTH EVENTS, AND WHA'S WELLNESS MANAGER AND CHIEF MEDICAL OFFICER APPEAR REGULARLY IN MEDIA DRIVEN CAMPAIGNS, INCLUDING GIVING INTERVIEWS ON LOCAL TELEVISION NEWS PROGRAMS SEEN THROUGHOUT NORTHERN CALIFORNIA, PROMOTING HEALTHY EATING AND ACTIVITY. WHA OFFERS DISCOUNT PROGRAMS TO MEMBERS TO MAKE HEALTH CLUB MEMBERSHIPS AND HEALTH AND FITNESS RELATED PRODUCTS AND SERVICES MORE ACCESSIBLE AND AFFORDABLE.WHAFITWHAFIT IS WHA'S OWN HEALTH AND WELLNESS PROGRAM, FORMED IN 2013, TO PROMOTE THE HEALTH AND WELL-BEING OF ITS EMPLOYEES. PROMOTING POSITIVE BEHAVIOR CHANGES AMONG WHA'S EMPLOYEES BENEFITS THE COMMUNITY, AS THESE EMPLOYEES ARE MEMBERS OF THE COMMUNITY THAT WHA SERVES. WHA STANDS FOR NOT ONLY WESTERN HEALTH ADVANTAGE, BUT IN THIS CONTEXT, WELLNESS, HEALTH AND ACTION.COMMUNITYFITWHA OFFERS COMMUNITYFIT, A NO COST FITNESS PROGRAM OFFERING BOTH LIVE AND RECORDED MOVEMENT AND STRESS REDUCTION CLASSES. THE PURPOSE OF THIS PROGRAM IS TO PROMOTE MOVEMENT DURING THE WORKDAY. COMMUNITYFIT IS AVAILABLE TO ALL MEMBERS OF THE COMMUNITY AND CURRENTLY ADMINISTERS CLASSES YEAR-ROUND. WITH CLASSES SUCH AS YOGA, PILATES, CIRCUIT TRAINING, AND MINDFULNESS MEDITATION, COMMUNITYFIT STRIVES TO REACH THE PUBLIC BY MAKING FITNESS AFFORDABLE AND CONVENIENT, WITH THE GOAL OF LOWERING HEALTH CARE COSTS AND IMPROVING THE WELL-BEING OF THE COMMUNITY. WHA AND THE AMERICAN HEART ASSOCIATIONWHA'S WELLNESS MANAGER LEADS A COORDINATED "WORKPLACE ACHIEVEMENT INDEX" WELLNESS PROGRAM WITH THE AMERICAN HEART ASSOCIATION (AHA), WHICH BRINGS THE AHA'S VAST RESOURCES ON HEART-HEALTHY LIVING TO MANY WORKSITES IN THE REGION. THROUGH THIS PROGRAM THE AHA AND WHA HELP CREATE HEALTHY WORK ENVIRONMENTS, WHICH INCREASES PRODUCTIVITY, REDUCES ABSENTEEISM (DUE TO FEWER HEALTH PROBLEMS EXPERIENCED BY EMPLOYEES), AND LOWERS TURNOVER WHICH INCREASES PRODUCTIVITY.

Program 2
Expenses: $1,103,253 Revenue: $0

PPO INCOME 2,032,855. UNREALIZED LOSS FROM 457(F) PLAN -99,691. UNRELATED BUSINESS INCOME -3,280.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $707,738,061
Investment Income $111,151
Other Revenue $64,470
TOTAL REVENUE $707,913,682

Expense Breakdown

Grants Paid $1,103,253
Salaries & Benefits $25,536,398
Fundraising Expenses $0
Program Expenses $690,280,979
Other Expenses $679,614,789
TOTAL EXPENSES $706,254,440

Year-over-Year Comparison

2022 2021 Change
Revenue $707,913,682 $674,431,140 +0.0%
Expenses $706,254,440 $678,629,543 +0.0%
Net Income $1,659,242 $-4,198,403 -1.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
6
Independent Members
5
Employees
278
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$1,869,333
Total Directors
7
$1,249,118
Key Employees
5
$2,325,668
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
GARRY MAISEL CHIEF EXECUTIVE OFFICER 40.00
Officer Director
$1,213,166 $35,952 $1,249,118
MARIETTE RUECKER TREASURER AND CFO 40.00
Officer
$562,377 $57,838 $620,215
DR KHURAM ARIF CHIEF MEDICAL OFFICER 40.00
Key Emp
$499,874 $81,191 $581,065
JEFFREY CINCIARELLI CHIEF SALES OFFICER 40.00
Key Emp
$480,679 $31,103 $511,782
REBECCA DOWNING CHIEF LEGAL OFFICER 40.00
Key Emp
$371,938 $64,848 $436,786
GLENN HAMBURG CHIEF INFORMATION OFFICER 40.00
Key Emp
$357,633 $55,741 $413,374
FREDERICK HERON CHIEF EXPERIENCE OFFICER 40.00
Key Emp
$324,325 $58,336 $382,661
MARY INGRAM ACTUARIAL SERVICES DIRECTOR 40.00
Highest
$232,150 $37,453 $269,603
ELIZABETH HARGETT SALES DIRECTOR 40.00
Highest
$207,881 $37,792 $245,673
PAMELA HAMBURG SYSTEMS CONTRACT DIRECTOR 40.00
Highest
$207,579 $34,305 $241,884
MICHELE LEHUTA GOVERNMENT PROGRAMS DIRECT 40.00
Highest
$209,838 $21,556 $231,394
AMARJOT KIRAN BIRING PHARMACY DIRECTOR 40.00
Highest
$212,931 $9,896 $222,827
TAMMY WILCOX CHAIRMAN OF THE BOARD 1.00
Officer Director
$0 $0 $0
B KONARD JONES VICE CHAIR OF THE BOARD 1.00
Officer Director
$0 $0 $0
ROBERT QUINN MD SECRETARY OF THE BOARD 1.00
Officer Director
$0 $0 $0
DAVID JOYNER DIRECTOR 1.00
Director
$0 $0 $0
DR SHANAZ KHAMBATTA DO DIRECTOR 1.00
Director
$0 $0 $0
DR ALVIN SOCKOLOV MD DIRECTOR (THRU 06/23) 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 No data No data No data No data
2023 $707,913,682 $706,254,440 $103,396,609 $1,659,242
2022 $674,431,140 $678,629,543 $80,369,476 $-4,198,403
2021 $677,026,958 $678,025,204 $64,316,752 $-998,246
2020 $742,178,314 $740,653,354 $81,557,418 $1,524,960
2019 $786,708,097 $788,826,098 $74,023,272 $-2,118,001
2018 $757,786,044 $752,550,643 $84,964,681 $5,235,401
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