HABITAT FOR HUMANITY OF LAKE COUNTY (EIN 680459756) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

RICHARD BIRK

Phone

7079941100

Tax Period

2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY OF LAKE COUNTY, founded in 2000, is a small nonprofit that reported $800K in total revenue in fiscal year 2024. Revenue fell 59% from the prior year — a significant decline worth monitoring. Expenses of $688K left a modest 14% surplus.

Mission

THE ORGANIZATION HELPS LOW INCOME PEOPLE TO GET AFFORTABLE HOUSING BY BUILDING AND REPAIRING HOMES USING DONATED MATERIALS AND LABOR WITH ZERO INTEREST LOANS FOR THE HOMEOWNERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $530,092

Program Service Revenue $257,147

Investment Income $12,779

Other Revenue $0

TOTAL REVENUE $800,018

Expense Breakdown

Grants Paid $0

Salaries & Benefits $263,624

Fundraising Expenses $0

Program Expenses $688,414

Other Expenses $424,790

TOTAL EXPENSES $688,414

Year-over-Year Comparison

	2024	2023	Change
Revenue	$800,018	$1,955,945	-0.6%
Expenses	$688,414	$1,861,174	-0.6%
Net Income	$111,604	$94,771	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANGELA BIRK	TREASURER/SE	20.00	Officer Director	$0	$0	$0
RICHARD BIRK	PRESIDENT	20.00	Officer Director	$0	$0	$0
SUSAN FRENCH	DIRECTOR	5.00	Director	$0	$0	$0
ROLAND SIMPSON	DIRECTOR	5.00	Director	$0	$0	$0
BERT WEISS	DIRECTOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$800,018	$688,414	$3,140,647	$111,604
2024	$1,955,945	$1,861,174	$3,040,440	$94,771
2023	$1,744,590	$1,143,272	$2,932,250	$601,318
2022	$880,313	$748,821	$2,332,454	$131,492
2021	$732,477	$724,467	$2,231,366	$8,010
2020	$809,677	$1,152,205	$2,238,814	$-342,528
2019	$872,085	$989,853	$2,711,701	$-117,768

HABITAT FOR HUMANITY OF LAKE COUNTY