CROSSROADS MIDDLE SCHOOL PTO INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

ENA BEDI

Phone

7323294191

Tax Period

2022-07-01 to 2023-06-30

CROSSROADS MIDDLE SCHOOL PTO INC, founded in 2009, is a micro nonprofit in the Education sector that reported $22K in total revenue in fiscal year 2022. Revenue fell 22% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $8K, a strong 36% operating margin.

Mission

THE PTO COORDINATES VOLUNTEER ACTIVITIES AND PROVIDE SUPPLEMENTAL EDUCATIONAL RESOURCES FOR THE SCHOOL, STUDENTS AND TEACHERS.

Program Service Accomplishments

Program 1

Expenses: $347

SPONSOR AGENDAS FOR ALL CROSSROADS STUDENTS-NORTH AND SOUTH THE PTO SPONSORS AGENDA FOR STUDENTS. THEY ARE ORDERED BY THE SCHOOL AND THE PTO PAYS FOR IT. AMOUNT DIFFERS EVERY YEAR DEPENDING ON THE...

SPONSOR AGENDAS FOR ALL CROSSROADS STUDENTS-NORTH AND SOUTH THE PTO SPONSORS AGENDA FOR STUDENTS. THEY ARE ORDERED BY THE SCHOOL AND THE PTO PAYS FOR IT. AMOUNT DIFFERS EVERY YEAR DEPENDING ON THE COUNT ORDERED.

Program 2

STAFF APPRECIAION- THE PTO SPONSORS LUNCH FOR TEACHERS AND STAFF AT VARIOUS TIME LIKE TEACHERS APPRECIATION WEEK , CONFERENCES ETC

Program 3

Expenses: $2,056

PATTERNSS- PATTERNS ASSEMBLIES TAKES PLACE THRICE A YEAR AND ITS AN ENCOURAGEMENT FOR KIDS TO READ BOOKS. THE PTO SPONSORS PRIZES AT SUCH EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $4,468

Program Service Revenue $1,486

Investment Income $12

Other Revenue $16,323

TOTAL REVENUE $22,289

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $12,254

Other Expenses $14,314

TOTAL EXPENSES $14,314

Year-over-Year Comparison

	2022	2021	Change
Revenue	$22,289	$28,460	-0.2%
Expenses	$14,314	$14,758	0.0%
Net Income	$7,975	$13,702	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHARU AGARWAL	SECRETARY	N/A	Officer	$0	$0	$0
JEYAPRIYA ASHOK	VICE-PRESIDE	N/A	Officer	$0	$0	$0
ENA BEDI	PRESIDENT	N/A	Officer	$0	$0	$0
JASPAL KAUR	TREASURER	N/A	Officer	$0	$0	$0
DIPTI SHUKLA ZAVAR	VICE-PRESIDE	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$22,289	$14,314	$42,515	$7,975
2022	$28,460	$14,758	$34,540	$13,702
2021	$20,599	$22,267	$20,838	$-1,668
2020	$36,172	$30,771	$22,506	$5,401
2019	$43,119	$43,473	$17,105	$-354
2018	$43,817	$53,228	$17,459	$-9,411