MOUNTAIRE EMPLOYEES MEDICAL BENEFI… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

CRAIG LAIR

Phone

5013726524

Tax Period

2024-01-01 to 2024-12-31

MOUNTAIRE EMPLOYEES MEDICAL BENEFIT TRUST, founded in 1978, is a mid-sized nonprofit that reported $57.2M in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

PROVIDE MEDICAL, DENTAL, DISABILITY, DEATH, AND VISION BENEFITS TO EMPLOYEES OF MOUNTAIRE CORP AND SUBSIDIARIES

Program Service Accomplishments

Program 1

Expenses: $54,074,061 Revenue: $57,214,424

PROVIDE MEDICAL, DENTAL, DISABILITY, DEATH, AND VISION BENEFITS TO EMPLOYEES OF MOUNTAIRE CORP AND SUBSIDIARIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $57,214,424

Investment Income $0

Other Revenue $0

TOTAL REVENUE $57,214,424

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $54,074,061

Other Expenses $7,888,462

TOTAL EXPENSES $57,214,424

Year-over-Year Comparison

	2024	2023	Change
Revenue	$57,214,424	$51,488,849	+0.1%
Expenses	$57,214,424	$51,488,849	+0.1%
Net Income	$0	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHELLY CABLE	TRUSTEE	0.50	Director	$0	$0	$0
CRAIG LAIR	TRUSTEE	0.50	Director	$0	$0	$0
DABBS CAVIN	TRUSTEE	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$57,214,424	$57,214,424	$9,456,545	No data
2023	$51,488,849	$51,488,849	$6,236,919	No data
2022	$52,988,647	$52,988,647	$6,193,105	No data
2021	$51,578,567	$51,578,567	$4,300,671	No data
2020	$53,087,734	$53,087,734	$5,504,992	No data
2019	$45,934,911	$45,934,911	$3,183,292	No data
2018	$38,964,643	$38,964,643	$3,524,303	No data

MOUNTAIRE EMPLOYEES MEDICAL BENEFIT TRUST