Employers Health Coalition Employe… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

Steve Hotz

Phone

4794316762

Tax Period

2025-01-01 to 2025-12-31

Employers Health Coalition Employers Advance Cooperative on Health is a small nonprofit that reported $472K in total revenue in fiscal year 2025. Revenue decreased 9% compared to the prior year.

Mission

Arrange and promote programs and activities designed to benefit employer/employee provided health care; Promote access to and information about quality health care thereby enhancing the general health of the community.

Program Service Accomplishments

Program 1

Expenses: $231,812 Revenue: $472,100

To promote the interest of the community by establishing and maintaining standards for the quality, quantity, and reasonableness of the cost of healthcare.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $286,237

Investment Income $162

Other Revenue $185,701

TOTAL REVENUE $472,100

Expense Breakdown

Grants Paid $0

Salaries & Benefits $77,515

Fundraising Expenses $0

Program Expenses $231,812

Other Expenses $386,095

TOTAL EXPENSES $463,610

Year-over-Year Comparison

	2025	2024	Change
Revenue	$472,100	$516,237	-0.1%
Expenses	$463,610	$432,715	+0.1%
Net Income	$8,490	$83,522	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Krystal Bunda	Treasurer	1.00	Officer Director	$0	$0	$0
Aanika Reilly-Cadelli	Secretary	1.00	Director	$0	$0	$0
Steve Hotz	President	1.00	Officer Director	$0	$0	$0
Neftali Hernandez	Director	1.00	Director	$0	$0	$0
Monica Gore	Director	1.00	Director	$0	$0	$0
Chad Lane	Director	1.00	Officer Director	$0	$0	$0
Sheri Stinson	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$472,100	$463,610	$117,758	$8,490
2024	No data	No data	No data	No data
2023	$448,979	$354,403	$99,993	$94,576
2022	$395,098	$334,407	$46,373	$60,691
2021	$327,324	$391,813	$58,663	$-64,489
2020	$146,070	$207,366	$57,992	$-61,296
2019	$120,988	$255,992	$38,304	$-135,004

Employers Health Coalition Employers Advance Cooperative on Health