North & East Lubbock Community Development Corp

EIN: 710961103 501(c)(3)

Lubbock, TX

Total Revenue
$77,237
Total Expenses
$89,263
Total Assets
$670,399
Net Assets
$665,704
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2004
Legal Domicile
TX
Principal Officer
Crosby Morton
Phone
8067476570
Tax Period
2020-10-01 to 2021-09-30

North & East Lubbock Community Development Corp, founded in 2004, is a micro nonprofit that reported $77K in total revenue in fiscal year 2020. Expenses of $89K exceeded revenue, resulting in a 16% operating deficit.

Mission

The mission or the organization is to create, facilitate and promote economic development. The organization also has special programs to assist disadvantaged citizens in the west Texas area with special emphasis on economic development in north and east Lubbock, Texas.

Program Service Accomplishments

Program 1
Expenses: $21,702

The NELCDC impacted households through homebuyer education and housing and credit counseling. New clients qualified for mortgage loans and become first-time homebuyers as a result of the CDCs housing...

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The NELCDC impacted households through homebuyer education and housing and credit counseling. New clients qualified for mortgage loans and become first-time homebuyers as a result of the CDCs housing and credit counseling program. New homebuyers were able to close on their mortgage loans as a result of attending the CDCs HUD-approved group education workshop on financial literacy and homebuyer education. The work of the housing counseling and affordable housing projects added taxable value to the local tax base.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $44,050
Program Service Revenue $0
Investment Income $0
Other Revenue $33,187
TOTAL REVENUE $77,237

Expense Breakdown

Grants Paid $1,120
Salaries & Benefits $43,641
Fundraising Expenses $0
Program Expenses $21,702
Other Expenses $44,502
TOTAL EXPENSES $89,263

Year-over-Year Comparison

2020 2019 Change
Revenue $77,237 $80,306 0.0%
Expenses $89,263 $105,458 -0.2%
Net Income $-12,026 $-25,152 -0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
5
Employees
2
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
5
$0
Key Employees
1
$5,971
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Monique Coleman Executive Director 040.00
Key Emp Highest
$5,971 $0 $5,971
Cosby Morton Chair 001.00
Officer Director
$0 $0 $0
David Haynes Jr Vice Chair 001.00
Officer Director
$0 $0 $0
Valorie Duvall Treasurer 001.00
Officer Director
$0 $0 $0
Mary Beckham Secretary 001.00
Officer Director
$0 $0 $0
Subodh Patel Board Member 001.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $77,237 $89,263 $670,399 $-12,026
2020 $80,306 $105,458 $682,501 $-25,152
2019 $134,131 $172,693 $705,723 $-38,562
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