INTERNATIONAL RELIEF AGENCY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2014

Legal Domicile

Principal Officer

KAREN MORALES

Phone

6162250246

Tax Period

2025-01-01 to 2025-12-31

INTERNATIONAL RELIEF AGENCY, founded in 2014, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $338K in total revenue in fiscal year 2025.

Mission

OPERATE A FOOD PANTRY IN GREENVILLE MICHIGAN TO SERVICE INDIVIDUALS AND FAMILY'S IN NEED OF FOOD.

Program Service Accomplishments

Program 1

OPERATE A THRIFT STORE THAT SELLS DONATED ITEMS. PROCEEDS FROM THRIFT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $337,534

Investment Income $0

Other Revenue $0

TOTAL REVENUE $337,534

Expense Breakdown

Grants Paid $0

Salaries & Benefits $241,368

Fundraising Expenses $0

Program Expenses $330,706

Other Expenses $90,767

TOTAL EXPENSES $332,135

Year-over-Year Comparison

	2025	2024	Change
Revenue	$337,534	$313,867	+0.1%
Expenses	$332,135	$299,368	+0.1%
Net Income	$5,399	$14,499	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$19,030

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KAREN MORALES	PRESIDENT	20.00	Officer	$19,030	$0	$19,030

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$337,534	$332,135	$35,901	$5,399
2024	$313,867	$299,368	$30,502	$14,499
2023	$282,378	$282,377	$16,003	$1
2022	$249,752	$246,069	$16,002	$3,683
2021	$251,380	$243,079	$12,319	$8,301