RUSSELLVILLE CHAMBER OF COMMERCE (EIN 711129638) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

STEVE MALLETT

Phone

4799682530

Tax Period

2023-01-01 to 2023-12-31

RUSSELLVILLE CHAMBER OF COMMERCE, founded in 1970, is a small nonprofit that reported $388K in total revenue in fiscal year 2018. Expenses of $467K exceeded revenue, resulting in a 20% operating deficit.

Mission

COMMUNITY DEVELOPMENT AND PROMOTION BY ADVANCING THE GENERAL WELFARE OF THE RUSSELLVILLE AREA.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $193,162

Program Service Revenue $329,104

Investment Income $7,278

Other Revenue $0

TOTAL REVENUE $529,544

Expense Breakdown

Grants Paid $0

Salaries & Benefits $213,224

Fundraising Expenses $0

Program Expenses $513,274

Other Expenses $308,124

TOTAL EXPENSES $521,348

Year-over-Year Comparison

	2023	2022	Change
Revenue	$529,544	$380,157	+0.4%
Expenses	$521,348	$437,519	+0.2%
Net Income	$8,196	$-57,362	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS ABINGTON	DIRECTOR	0.50	Director	$0	$0	$0
CHARLEIGH ALBRECHT	DIRECTOR	0.50	Director	$0	$0	$0
ANDREW BARRETT	DIRECTOR	0.50	Director	$0	$0	$0
CHIP BLANCHARD	DIRECTOR	0.50	Director	$0	$0	$0
IAN BRYAN	DIRECTOR	0.50	Director	$0	$0	$0
MARK CLARKE	IMMEDIATE PA	0.50	Officer Director	$0	$0	$0
CHRISSY CLAYTON	DIRECTOR	0.50	Director	$0	$0	$0
OMAR CLEMONS	SECRETARY	0.50	Officer Director	$0	$0	$0
CRAIG CLOUD	DIRECTOR	0.50	Director	$0	$0	$0
BEN CROSS	DIRECTOR	0.50	Director	$0	$0	$0
CHRISTIE GRAHAM	DIRECTOR	0.50	Director	$0	$0	$0
NATE HARRISON	VICE CHAIRMA	0.50	Officer Director	$0	$0	$0
DANIELLE HOUSENICK	DIRECTOR	0.50	Director	$0	$0	$0
STEVE MALLETT	TREASURER	1.00	Officer Director	$0	$0	$0
GINNI MCDONALD	DIRECTOR	0.50	Director	$0	$0	$0
JASON MCGEE	DIRECTOR	0.50	Director	$0	$0	$0
DUSTIN MORPHIS	CHAIRMAN	1.00	Officer Director	$0	$0	$0
SARAH NEIHOUSE	DIRECTOR	0.50	Director	$0	$0	$0
KEEGAN NICHOLS	DIRECTOR	0.50	Director	$0	$0	$0
CHRIS OLSON	DIRECTOR	0.50	Director	$0	$0	$0
TJ POSEY	DIRECTOR	0.50	Director	$0	$0	$0
JORGE SANCHEZ	DIRECTOR	0.50	Director	$0	$0	$0
JOSH STROUD	DIRECTOR	0.50	Director	$0	$0	$0
BLAKE TARPLEY	DIRECTOR	0.50	Director	$0	$0	$0
MAYOR FRED TEAGUE	DIRECTOR	0.50	Director	$0	$0	$0
SARA TERRELL	DIRECTOR	0.50	Director	$0	$0	$0
JULIE PALADINO VAUGHN	DIRECTOR	0.50	Director	$0	$0	$0
JILL WARD	DIRECTOR	0.50	Director	$0	$0	$0
TARSHAWN WHITEHEAD	DIRECTOR	0.50	Director	$0	$0	$0
BRETT WILKINS	DIRECTOR	0.50	Director	$0	$0	$0
JOE WILSON	DIRECTOR	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$529,544	$521,348	$516,262	$8,196
2022	$380,157	$437,519	$462,006	$-57,362
2021	$445,760	$405,261	$518,881	$40,499
2020	$345,820	$379,478	$473,377	$-33,658
2019	$397,963	$471,808	$507,033	$-73,845
2018	$387,915	$467,329	$584,199	$-79,414

RUSSELLVILLE CHAMBER OF COMMERCE