Alexandria Municipal Employees Credit Union (EIN 720476801) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Phone

3184455696

Tax Period

2025-01-01 to 2025-12-31

Alexandria Municipal Employees Credit Union, founded in 2000, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2025. Expenses of $1.5M left a modest 9% surplus.

Mission

To provide affordable financial services to the members.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,272,263

Investment Income $271,010

Other Revenue $87,146

TOTAL REVENUE $1,630,419

Expense Breakdown

Grants Paid $0

Salaries & Benefits $548,495

Fundraising Expenses $0

Program Expenses $1,477,585

Other Expenses $929,090

TOTAL EXPENSES $1,477,585

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,630,419	$1,520,423	+0.1%
Expenses	$1,477,585	$1,337,718	+0.1%
Net Income	$152,834	$182,705	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$68,171

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Janet McDaniel	Former CEO	40.00		$155,118	$8,007	$163,125
Candi Connella	CEO	40.00	Key Emp	$68,171	$0	$68,171
Robert Despino	Board Member	2.00	Director	$0	$0	$0
Rodney Feazell	Board Member	2.00	Director	$0	$0	$0
Jim Atkins	Chairman	2.00	Officer	$0	$0	$0
Glen Beard	Vice Chairman	2.00	Officer	$0	$0	$0
Elizabeth Ann Brewer	Secretary Treasurer	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,630,419	$1,477,585	$31,744,401	$152,834
2024	No data	No data	No data	No data
2023	$1,369,069	$1,225,568	$29,919,117	$143,501
2022	$1,263,248	$1,090,823	$29,327,197	$172,425
2021	$1,274,229	$1,039,048	$29,849,875	$235,181
2020	$1,214,240	$1,022,390	$27,814,447	$191,850
2019	$1,134,702	$960,026	$23,868,886	$174,676
2018	$1,065,311	$905,114	$23,340,128	$160,197

Alexandria Municipal Employees Credit Union