ST TAMMANY CHAMBER OF COMMERCE (EIN 720573742) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

LACEY OSBORNE PRESIDENT

Tax Period

2023-01-01 to 2023-12-31

ST TAMMANY CHAMBER OF COMMERCE, founded in 1963, is a small nonprofit that reported $960K in total revenue in fiscal year 2023. Revenue surged 44% from the prior year, signaling strong growth momentum. Expenses of $854K left a modest 11% surplus.

Mission

TO PROMOTE BUSINESS DEVELOPMENT, GROWTH AND EDUCATION IN THE COMMUNITY. THE ST TAMMANY CHAMBER OF COMMERCE IS THE VOICE OF BUSINESS, ENCOURAGING PARTNERSHIPS AND COALITIONS TO PROMOTE COMMUNITY AND ECONOMIC DEVELOPMENT THROUGHOUT ST. TAMMANY PARISH AND THE NORTHSHORE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $848,539

Investment Income $11,630

Other Revenue $99,366

TOTAL REVENUE $959,535

Expense Breakdown

Grants Paid $0

Salaries & Benefits $478,539

Fundraising Expenses $0

Program Expenses $854,140

Other Expenses $375,601

TOTAL EXPENSES $854,140

Year-over-Year Comparison

	2023	2022	Change
Revenue	$959,535	$668,401	+0.4%
Expenses	$854,140	$668,958	+0.3%
Net Income	$105,395	$-557	-190.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

267

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$169,387

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LACEY OSBORNE	PRESIDENT & CEO	40.00	Officer	$151,618	$17,769	$169,387
TANMAY MATHUR	DIRECTOR	1.00	Director	$0	$0	$0
JOE EAGAN	DIRECTOR	1.00	Director	$0	$0	$0
RIC POIRIER	DIRECTOR	1.00	Director	$0	$0	$0
MIKE SAUCIER	DIRECTOR	1.00	Director	$0	$0	$0
MARY BYRD	DIRECTOR	1.00	Director	$0	$0	$0
PAYSSE MCWILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
KEN SMITH	DIRECTOR	1.00	Director	$0	$0	$0
LINDA LARKIN	DIRECTOR	1.00	Director	$0	$0	$0
BARBARA DOYLE	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS ABADIE	DIRECTOR	1.00	Director	$0	$0	$0
COLIN SHEA	DIRECTOR	1.00	Director	$0	$0	$0
KENDRA MANESS	DIRECTOR	1.00	Director	$0	$0	$0
CARRIE CALVIN	DIRECTOR	1.00	Director	$0	$0	$0
DAVID LANDRY	CHAIRMAN	1.00	Director	$0	$0	$0
SANDY BADINGER	DIRECTOR	1.00	Director	$0	$0	$0
CRISTINA CHIFICI	DIRECTOR	1.00	Director	$0	$0	$0
REBECCA BLOSSMAN	DIRECTOR	1.00	Director	$0	$0	$0
LOUIS OCHOA	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS MASINGILL	DIRECTOR	1.00	Director	$0	$0	$0
ALAN CASE	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$959,535	$854,140	$1,304,346	$105,395
2022	$668,401	$669,626	$1,010,377	$-1,225
2022	$668,401	$668,958	$1,011,045	$-557
2021	$773,421	$610,282	$1,017,616	$163,139
2020	$604,238	$623,075	$926,716	$-18,837
2018	$788,290	$674,468	$803,906	$113,822

ST TAMMANY CHAMBER OF COMMERCE