ZACHARY CHAMBER OF COMMERCE (EIN 720721655) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

TERRIE JOHNSON

Phone

2256546777

Tax Period

2024-05-01 to 2025-04-30

ZACHARY CHAMBER OF COMMERCE, founded in 1968, is a small nonprofit that reported $136K in total revenue in fiscal year 2024. Revenue surged 31% from the prior year, signaling strong growth momentum.

Mission

BUSINESS NETWORK

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $146,017

Program Service Revenue $0

Investment Income $0

Other Revenue $-9,635

TOTAL REVENUE $136,382

Expense Breakdown

Grants Paid $0

Salaries & Benefits $72,117

Fundraising Expenses $0

Other Expenses $72,403

TOTAL EXPENSES $144,520

Year-over-Year Comparison

	2024	2023	Change
Revenue	$136,382	$103,770	+0.3%
Expenses	$144,520	$82,909	+0.7%
Net Income	$-8,138	$20,861	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$67,028

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERRIE JOHNSON	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
MYIESHA BEARD	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
THOMAS STYRANEC	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
HALEY DAVIS	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
BRANDON NOEL	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
ELIZABETH BENZER	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
TAMARA DAYTON	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
BEN NECAISE	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
DREW SHIELDS	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
LISA BOUDREAUX	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
LARRY MEESE	BOARD OF DIRECTORS	0.25	Director	$0	$0	$0
CHLOE MCCLEARY	DIRECTOR	40.00	Director	$58,722	$1,743	$60,465
KARLA SEGUIN	OFFICE ASSISTANT	20.00	Director	$6,563	$0	$6,563

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$136,382	$144,520	$129,789	$-8,138
2024	$103,770	$82,909	$136,310	$20,861
2023	$59,035	$82,303	$116,691	$-23,268
2022	$95,447	$68,232	$141,917	$27,215
2021	$68,085	$38,439	$118,096	$29,646
2020	$43,925	$73,819	$79,011	$-29,894
2019	$46,015	$73,951	$108,906	$-27,936

ZACHARY CHAMBER OF COMMERCE