CONCORDIA CHAMBER OF COMMERCE INC (EIN 720791737) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

RYAN FORMAN

Phone

3183368223

Tax Period

2025-01-01 to 2025-12-31

CONCORDIA CHAMBER OF COMMERCE INC, founded in 2000, is a micro nonprofit in the Community Improvement sector that reported $31K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $45K exceeded revenue, resulting in a 47% operating deficit.

Mission

PROMOTION OF CONCORDIA PARISH, LOUSIANA AND THE TOWNS WITHIN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $21,445

Program Service Revenue $0

Investment Income $53

Other Revenue $9,194

TOTAL REVENUE $30,692

Expense Breakdown

Grants Paid $0

Salaries & Benefits $18,678

Fundraising Expenses $0

Program Expenses $45,193

Other Expenses $26,515

TOTAL EXPENSES $45,193

Year-over-Year Comparison

	2025	2024	Change
Revenue	$30,692	$26,507	+0.2%
Expenses	$45,193	$41,230	+0.1%
Net Income	$-14,501	$-14,723	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIELLE NELSON	BOARD MEMBER	1.00	Director	$0	$0	$0
CHARLIE REEVES	BOARD MEMBER	1.00	Director	$0	$0	$0
DOROTHY JONES	BOARD MEMBER	1.00	Director	$0	$0	$0
MARY MARGARET EDWARDS	BOARD MEMBER	1.00	Director	$0	$0	$0
CHERYL PROBST	BOARD MEMBER	1.00	Director	$0	$0	$0
EMILY MERRILL	SECRETARY	1.00	Officer	$0	$0	$0
RYAN FORMAN	PRESIDENT	1.00	Officer	$0	$0	$0
HALEY HOLZHALB	TREASURER	1.00	Officer	$0	$0	$0
BEAU SHIVELY	VICE PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$30,692	$45,193	$13	$-14,501
2024	$26,507	$41,230	$12,769	$-14,723
2023	$57,395	$44,117	$25,617	$13,278
2022	$34,957	$44,554	$11,970	$-9,597
2021	$38,304	$36,118	$19,803	$2,186
2020	$30,578	$34,048	$18,610	$-3,470
2019	$44,033	$51,209	$25,363	$-7,176
2018	$34,788	$51,359	$28,769	$-16,571

CONCORDIA CHAMBER OF COMMERCE INC