HOME BUILDERS ASSOCIATION OF CENTRAL LOU (EIN 720859635) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

JAMES CRAIN

Phone

3186642463

Tax Period

2024-01-01 to 2024-12-31

HOME BUILDERS ASSOCIATION OF CENTRAL LOU, founded in 1957, is a small nonprofit that reported $144K in total revenue in fiscal year 2024. Revenue surged 24% from the prior year, signaling strong growth momentum. Expenses of $130K left a modest 10% surplus.

Mission

PROMOTION OF HOME BLDG INDUSTRY PRACTICES/ETHICS/ED/TRENDS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $68,002

Program Service Revenue $0

Investment Income $260

Other Revenue $75,861

TOTAL REVENUE $144,123

Expense Breakdown

Grants Paid $0

Salaries & Benefits $26,640

Fundraising Expenses $0

Program Expenses $103,785

Other Expenses $103,785

TOTAL EXPENSES $130,425

Year-over-Year Comparison

	2024	2023	Change
Revenue	$144,123	$115,820	+0.2%
Expenses	$130,425	$126,852	+0.0%
Net Income	$13,698	$-11,032	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$26,640

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SCOTT WALLACE	IMMEDIATE PAST PRESIDENT	0.00	Director	$0	$0	$0
JAMES CRAIN	PRESIDENT	0.00	Director	$0	$0	$0
RHONDA RUOPPOLI	SECRETARY/TREASURER	0.00	Director	$0	$0	$0
TOMMY PINION	ASSOCIATE	0.00	Director	$0	$0	$0
WADE BERNARD	ASSOCIATE	0.00	Director	$0	$0	$0
BRIAN BORDELON	ASSOCIATE	0.00	Director	$0	$0	$0
RONNIE BREWER	ASSOCIATE	0.00	Director	$0	$0	$0
KIMBERLY WATTS	ASSOCIATE	0.00	Director	$0	$0	$0
KEITH HUDSON	ASSOCIATE	0.00	Director	$0	$0	$0
KENDLE FULLER	ASSOCIATE	0.00	Director	$0	$0	$0
BECKI HESNI	CURRENT EXECUTIVE OFFICER	40.00	Officer	$26,640	$0	$26,640

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$144,123	$130,425	$33,291	$13,698
2023	$115,820	$126,852	$19,593	$-11,032
2022	$124,714	$121,155	$30,625	$3,559
2021	$107,832	$110,314	$27,066	$-2,482
2020	$82,231	$117,363	$29,548	$-35,132
2019	$110,744	$100,123	$64,680	$10,621
2018	$96,437	$103,078	$54,059	$-6,641

HOME BUILDERS ASSOCIATION OF CENTRAL LOU