UNION CHAMBER OF COMMERCE INC (EIN 721121936) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

PAULA STRICKLAND

Phone

3183683947

Tax Period

2024-01-01 to 2024-12-31

UNION CHAMBER OF COMMERCE INC, founded in 1996, is a small nonprofit in the Community Improvement sector that reported $132K in total revenue in fiscal year 2024. Revenue fell 23% from the prior year — a significant decline worth monitoring.

Mission

PROMOTE THE COMMON BUSINESS INTERESTS OF ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $72,902

Program Service Revenue $26,664

Investment Income $220

Other Revenue $31,864

TOTAL REVENUE $131,650

Expense Breakdown

Grants Paid $0

Salaries & Benefits $59,949

Fundraising Expenses $0

Program Expenses $67,559

Other Expenses $71,365

TOTAL EXPENSES $131,314

Year-over-Year Comparison

	2024	2023	Change
Revenue	$131,650	$171,199	-0.2%
Expenses	$131,314	$131,343	0.0%
Net Income	$336	$39,856	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$40,719

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JON MCKINNIE	PRESIDENT	37.00	Director	$40,719	$0	$40,719
LEE BEASLEY	DIRECTOR	5.00	Director	$0	$0	$0
AARON BLACK	DIRECTOR	5.00	Director	$0	$0	$0
KAREN BLACK	DIRECTOR	5.00	Director	$0	$0	$0
DAVID CASTON	DIRECTOR	5.00	Director	$0	$0	$0
LESLIE COBB	DIRECTOR	5.00	Director	$0	$0	$0
DEVIN DAVIS	DIRECTOR	5.00	Director	$0	$0	$0
MICHELLE DYESS	DIRECTOR	5.00	Director	$0	$0	$0
TYLER ECKHARDT	DIRECTOR	5.00	Director	$0	$0	$0
CHARLIE ELLISON	DIRECTOR	5.00	Director	$0	$0	$0
MILDRED FERGUSON	DIRECTOR	5.00	Director	$0	$0	$0
WARREN L FUTCH	TREASURER	5.00	Officer Director	$0	$0	$0
DANIELLE HARKINS	DIRECTOR	5.00	Director	$0	$0	$0
TINA HARRIS	DIRECTOR	5.00	Director	$0	$0	$0
JENNIFER HARRISON	DIRECTOR	5.00	Director	$0	$0	$0
STACY JONES	DIRECTOR	5.00	Director	$0	$0	$0
DEANNA MCCALLUM	DIRECTOR	5.00	Director	$0	$0	$0
DOTTIE MCCONKEY	DIRECTOR	5.00	Director	$0	$0	$0
GAYNELL PEPPER	SECRETARY	5.00	Director	$0	$0	$0
PAULA STRICKLAND	CHAIRMAN	5.00	Officer Director	$0	$0	$0
JAMIE TAYLOR	ADVISORY	5.00	Director	$0	$0	$0
PAULA THOMAS	DIRECTOR	5.00	Director	$0	$0	$0
CLAUDIA WADE	DIRECTOR	5.00	Director	$0	$0	$0
JONATHAN WARE	VICE CHAIRMA	5.00	Officer Director	$0	$0	$0
MACY WARE	DIRECTOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$131,650	$131,314	$264,173	$336
2023	$171,199	$131,343	$271,374	$39,856
2022	$171,400	$132,652	$260,022	$38,748
2021	$160,491	$121,716	$251,223	$38,775
2020	$119,904	$100,898	$195,696	$19,006
2019	$133,461	$130,707	$174,791	$2,754
2018	$65,004	$122,219	$183,389	$-57,215

UNION CHAMBER OF COMMERCE INC