NORTH CENTRAL CHAPTER NATIONAL FEDERATION OF THE BLIND OF LA (EIN 721239967) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

TREVA OLIVERO

Phone

3182512891

Tax Period

2024-01-01 to 2024-12-31

NORTH CENTRAL CHAPTER NATIONAL FEDERATION OF THE BLIND OF LA, founded in 1983, is a micro nonprofit that reported $41K in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $69K exceeded revenue, resulting in a 66% operating deficit.

Mission

OUTREACH ADVOCACY, TRAINING AND SUPPORT FOR BLIND/VISUALLY IMPAIRED PEOPLE OF ALL AGES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $141

Program Service Revenue $0

Investment Income $0

Other Revenue $41,343

TOTAL REVENUE $41,484

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,088

Fundraising Expenses $6,204

Program Expenses $61,723

Other Expenses $67,927

TOTAL EXPENSES $69,015

Year-over-Year Comparison

	2024	2023	Change
Revenue	$41,484	$35,512	+0.2%
Expenses	$69,015	$47,840	+0.4%
Net Income	$-27,531	$-12,328	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TREVA OLIVERO	PRESIDENT	1.00	Officer Director	$0	$0	$0
JEWEL ARDOIN	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
BRE BROWN	SECRETARY	1.00	Officer Director	$0	$0	$0
ZENA PEARCY	TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$41,484	$69,015	$150,380	$-27,531
2023	$35,512	$47,840	$177,633	$-12,328
2022	$91,195	$59,492	$188,639	$31,703
2021	$160,718	$68,773	$156,236	$91,945
2020	$78,608	$14,617	$64,291	$63,991
2019	$13,632	$66,002	$2,504	$-52,370
2018	$70,517	$42,592	$52,670	$27,925

NORTH CENTRAL CHAPTER NATIONAL FEDERATION OF THE BLIND OF LA