Alva Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1936

Legal Domicile

Phone

5803271647

Tax Period

2024-10-01 to 2025-09-30

Alva Chamber of Commerce, founded in 1936, is a small nonprofit that reported $253K in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. The organization ran a surplus of $106K, a strong 42% operating margin.

Mission

Tourism and economic development.

Program Service Accomplishments

Program 1

Expenses: $92,406

To promote business and industry, enhance economic and community vitality, support tourism opportunities and promotion, and improve the overall quality of life in the community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $248,124

Program Service Revenue $0

Investment Income $4,936

Other Revenue $0

TOTAL REVENUE $253,060

Expense Breakdown

Grants Paid $0

Salaries & Benefits $42,206

Fundraising Expenses $0

Program Expenses $92,406

Other Expenses $96,407

TOTAL EXPENSES $147,313

Year-over-Year Comparison

	2024	2023	Change
Revenue	$253,060	$225,918	+0.1%
Expenses	$147,313	$132,569	+0.1%
Net Income	$105,747	$93,349	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Magen Lahr	Co-Executive Director	20.00	Officer Director	$0	$0	$0
JoDe Bradt	Co-Executive Director	20.00	Officer Director	$0	$0	$0
Scott Kline	President	4.00	Officer Director	$0	$0	$0
Jared Hada	Vice President	4.00	Officer Director	$0	$0	$0
Haley Ragan	Secretary	4.00	Officer Director	$0	$0	$0
Angelica Brady	Board Member	2.00	Director	$0	$0	$0
Cameron Gaisford	Board Member	2.00	Director	$0	$0	$0
Kelsey Martin	Board Member	2.00	Director	$0	$0	$0
Jesse Jones	Board Member	2.00	Director	$0	$0	$0
Taelor Valentiner	Board Member	2.00	Director	$0	$0	$0
Alex Mustain	Board Member	2.00	Director	$0	$0	$0
Jeremy Logsdon	Board Member	2.00	Director	$0	$0	$0
Jessica Smith	Board Member	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$253,060	$147,313	$299,453	$105,747
2024	$225,918	$132,569	$170,176	$93,349