GREATER ENID CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Principal Officer

RYAN ZALOUDEK

Phone

5802975322

Tax Period

2024-07-01 to 2025-06-30

GREATER ENID CHAMBER OF COMMERCE, founded in 1950, is a small nonprofit that reported $364K in total revenue in fiscal year 2024. Expenses of $334K left a modest 8% surplus.

Mission

ADVANCING BUSINESS,ECONOMIC,INDUSTRIAL, PROFESSIONAL, CULTURAL AND CIVIC WELFARE OF THE GREATER ENID AREA.

Program Service Accomplishments

Program 1

SUCCESSFUL COMMITTEE EFFORTS WITH NORTHWEST DISTRICT JUNIOR LIVESTOCK SHOW, LEADERSHIP GREATER ENID, AND COMMUNITY DEVELOPMENT, GOVERNMENTAL AFFAIRS AND MEMBER RELATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $299,735

Program Service Revenue $0

Investment Income $20,646

Other Revenue $43,790

TOTAL REVENUE $364,171

Expense Breakdown

Grants Paid $14,239

Salaries & Benefits $237,100

Fundraising Expenses $0

Other Expenses $69,858

TOTAL EXPENSES $333,799

Year-over-Year Comparison

	2024	2023	Change
Revenue	$364,171	$356,004	+0.0%
Expenses	$333,799	$354,546	-0.1%
Net Income	$30,372	$1,458	+19.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

456

Independent Members

456

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CLINT BEAGLEY	Director	1.00	Director	$0	$0	$0
MIKE RIDDLE	Chairman	1.00	Officer Director	$0	$0	$0
GHENT HOPKINS	Chairman-Elect	1.00	Officer Director	$0	$0	$0
ANDIE CREMER	Past Chairman	1.00	Director	$0	$0	$0
RYAN ZALOUDEK	Executive Dir.	40.00	Officer Director	$0	$0	$0
JEREMY HLADIK	Treasurer	1.00	Officer Director	$0	$0	$0
MATTHEW STODSDILL	St. Econ Dev	1.00	Director	$0	$0	$0
ASHLEY HENDRICKS	Fed Econ Dev	1.00	Director	$0	$0	$0
JESSE ASHLOCK	Edu/Comm Dev	1.00	Director	$0	$0	$0
KERI HAINES	Membership Dev	2.00	Officer Director	$0	$0	$0
KEATON FRANCIS	Director	1.00	Director	$0	$0	$0
BROOKE JACKSON	Director	1.00	Officer Director	$0	$0	$0
KYLE TEFT	Director	1.00	Director	$0	$0	$0
DARREN JANES	Director	1.00	Officer Director	$0	$0	$0
JASON MARTIN	Director	1.00	Director	$0	$0	$0
TYLER RUDE	Director	1.00	Officer Director	$0	$0	$0
REX VANMETER	Director	1.00	Director	$0	$0	$0
DAULTON ROBERTS	Director	1.00	Director	$0	$0	$0
KELSI HEDGER	EX-OFFICIO	1.00	Director	$0	$0	$0
JEREMY HISE	EX-OFFICIO	1.00	Director	$0	$0	$0
ROB HOUSTON	EX-OFFICIO	1.00	Director	$0	$0	$0
COL JOSHUA LUNDEBY	EX-OFFICIO	1.00	Director	$0	$0	$0
DR MARCI MACK	EX-OFFICIO	1.00	Director	$0	$0	$0
ALEX MANTZ	EX-OFFICIO	1.00	Director	$0	$0	$0
DR WAYNE MULLIN	EX-OFFICIO	1.00	Officer Director	$0	$0	$0
SANDRA ROBINETT	EX-OFFICIO	1.00	Director	$0	$0	$0
DAN SCHIEDEL	EX-OFFICIO	1.00	Director	$0	$0	$0
RYAN SPROUL	EX-OFFICIO	1.00	Director	$0	$0	$0
DR DUDLEY DARROW	EX-OFFICIO	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$364,171	$333,799	$364,269	$30,372
2024	No data	No data	No data	No data
2023	$409,399	$405,221	$481,917	$4,178
2022	$405,754	$385,796	$473,489	$19,958
2021	$372,012	$336,110	$507,867	$35,902
2020	$351,119	$382,278	$422,963	$-31,159
2019	$389,353	$387,897	$425,975	$1,456
2018	$375,248	$374,842	$428,231	$406