NATIONAL LIVESTOCK CREDIT CORPORATION (EIN 730369300) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1932

Legal Domicile

Principal Officer

CRAIG CRABB

Phone

4052359887

Tax Period

2023-01-01 to 2023-12-31

NATIONAL LIVESTOCK CREDIT CORPORATION, founded in 1932, is a mid-sized nonprofit that reported $18.4M in total revenue in fiscal year 2023. Revenue surged 79% from the prior year, signaling strong growth momentum. Expenses of $17.7M left a modest 3% surplus.

Mission

PROVIDE FUNDS FOR BORROWING PURPOSES FOR MEMBERS TO PURCHASE CATTLE

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $16,268,965

Investment Income $1,493,824

Other Revenue $622,842

TOTAL REVENUE $18,385,631

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,573,020

Fundraising Expenses $0

Program Expenses $17,746,927

Other Expenses $15,173,907

TOTAL EXPENSES $17,746,927

Year-over-Year Comparison

	2023	2022	Change
Revenue	$18,385,631	$10,245,961	+0.8%
Expenses	$17,746,927	$7,806,385	+1.3%
Net Income	$638,704	$2,439,576	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$631,650

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS CARROLL	VP/COO	40.00	Officer	$183,145	$9,797	$192,942
J ROBERT YORK	CEO/PRESIDEN	40.00	Officer	$80,000	$0	$80,000
KURTIS WARD	EXEC VP/SEC/	40.00	Officer	$124,489	$0	$124,489
CRAIG CRABB	VP/CFO/TREAS	40.00	Officer	$42,636	$0	$42,636
DAVID TAGUE	VP/LOAN OFFI	40.00	Officer	$176,748	$14,835	$191,583
ERIC CHAPMAN	DIRECTOR	0.10	Director	$0	$0	$0
DENNIS ELMENHORST	DIRECTOR	0.10	Director	$0	$0	$0
CHRIS FORIS	DIRECTOR	0.10	Director	$0	$0	$0
RICK HARMON	DIRECTOR	0.10	Director	$0	$0	$0
DOUG HAUSER	DIRECTOR	0.10	Director	$0	$0	$0
JAMES HOWARD	DIRECTOR	0.10	Director	$0	$0	$0
ROBERT HUGHES	DIRECTOR	0.10	Director	$0	$0	$0
CORWIN PETZOLD	DIRECTOR	0.10	Director	$0	$0	$0
ADAM WATTENBARGER	DIRECTOR	0.10	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$18,385,631	$17,746,927	$224,930,193	$638,704
2022	$10,245,961	$7,806,385	$171,248,279	$2,439,576
2021	$7,595,565	$5,493,703	$150,624,686	$2,101,862
2020	$9,223,210	$7,110,794	$144,688,221	$2,112,416
2019	$10,621,233	$8,984,051	$162,533,682	$1,637,182
2018	$10,485,161	$8,961,541	$169,014,422	$1,523,620

NATIONAL LIVESTOCK CREDIT CORPORATION