Idabel Chamber of Commerce & Agric… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1911

Legal Domicile

Principal Officer

Chris Grice

Phone

5802863305

Tax Period

2024-01-01 to 2024-12-31

Idabel Chamber of Commerce & Agriculture, founded in 1911, is a small nonprofit that reported $124K in total revenue in fiscal year 2024. Revenue decreased 16% compared to the prior year.

Mission

Civic activities for the betterment of Idabel

Program Service Accomplishments

Program 1

Expenses: $10,913 Revenue: $11,990

Banquet, meetings, forums, annual meetings and various awards for 300 to 400 people.

Program 2

Expenses: $31,366 Revenue: $47,327

Christmas parade and festivals to encourage local shopping and support local businesses. Miscellaneous committees for community relations and civic improvements.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $57,184

Program Service Revenue $59,042

Investment Income $210

Other Revenue $7,345

TOTAL REVENUE $123,781

Expense Breakdown

Grants Paid $0

Salaries & Benefits $51,975

Fundraising Expenses $0

Program Expenses $42,279

Other Expenses $75,490

TOTAL EXPENSES $127,465

Year-over-Year Comparison

	2024	2023	Change
Revenue	$123,781	$147,625	-0.2%
Expenses	$127,465	$291,944	-0.6%
Net Income	$-3,684	$-144,319	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Chris Grice	President	10.00	Officer	$0	$0	$0
Bendette Hardwick	1st Vice Pres	10.00	Officer	$0	$0	$0
Deby Lawson	2nd Vice Pres	10.00	Officer	$0	$0	$0
Leslie McGovern	Treasurer	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$123,781	$127,465	$164,259	$-3,684
2023	$147,625	$291,944	$168,078	$-144,319
2022	$290,921	$147,077	$311,707	$143,844

Idabel Chamber of Commerce & Agriculture