Weatherford Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Phone

5807727744

Tax Period

2025-01-01 to 2025-12-31

Weatherford Chamber of Commerce, founded in 2000, is a small nonprofit that reported $406K in total revenue in fiscal year 2025. Revenue surged 38% from the prior year, signaling strong growth momentum. The organization ran a surplus of $81K, a strong 20% operating margin.

Mission

THE CHAMBER PROMOTES ECONOMIC AND INDUSTRIAL DEVELOPMENT ALONG WITH CULTURAL, EDUCATIONAL, AND CIVICINTERESTS THAT ENHANCE THE QUALITY OF LIFE IN WEATHERFORD,OK.

Program Service Accomplishments

Program 1

Expenses: $196,545 Revenue: $227,651

THE CHAMBER PROMOTES ECONOMIC AND INDUSTRIAL DEVELOPMENT ALONG WITHCULTURAL, EDUCATIONAL AND CIVIC INTERESTS THAT ENHANCE THE QUALITY OFLIFE IN WEATHERFORD, OK AND SURROUNDING AREAS. THE CHAMBER...

THE CHAMBER PROMOTES ECONOMIC AND INDUSTRIAL DEVELOPMENT ALONG WITHCULTURAL, EDUCATIONAL AND CIVIC INTERESTS THAT ENHANCE THE QUALITY OFLIFE IN WEATHERFORD, OK AND SURROUNDING AREAS. THE CHAMBER SERVES THEENTIRE CITY OF WEATHERFORD AND ISSUES NEWSLETTERS AND PAMPHLETS TO CITIZENS AND BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $171,681

Program Service Revenue $227,651

Investment Income $6,560

Other Revenue $0

TOTAL REVENUE $405,892

Expense Breakdown

Grants Paid $0

Salaries & Benefits $94,654

Fundraising Expenses $0

Program Expenses $196,545

Other Expenses $230,406

TOTAL EXPENSES $325,060

Year-over-Year Comparison

	2025	2024	Change
Revenue	$405,892	$293,631	+0.4%
Expenses	$325,060	$244,883	+0.3%
Net Income	$80,832	$48,748	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$56,018

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kim Silman	Executive Dir.	40.00	Officer	$56,018	$0	$56,018
Ryan Terry	Treasurer	2.00	Officer Director	$0	$0	$0
Josh Adkinson	Secretary	2.00	Officer Director	$0	$0	$0
Krystal Blackwell	Trustee	1.00	Director	$0	$0	$0
Tyson Allard	Trustee	1.00	Director	$0	$0	$0
Kyle Slagell	Trustee	1.00	Director	$0	$0	$0
Brad Yoder	Vice President	2.00	Director	$0	$0	$0
Tommy Northtrip	Vice President	2.00	Officer Director	$0	$0	$0
Doug Gunselman	Trustee	1.00	Director	$0	$0	$0
Ben Ervin	President	2.00	Officer Director	$0	$0	$0
Magan Cleveland	Trustee	1.00	Director	$0	$0	$0
Ryan Baldwin	Trustee	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$405,892	$325,060	$357,612	$80,832
2024	$293,631	$244,883	$275,795	$48,748
2023	$244,558	$187,524	$226,872	$57,034
2022	$256,312	$202,821	$176,161	$53,491
2021	$196,566	$112,510	$104,739	$84,056
2020	$192,853	$163,818	$32,024	$29,035
2019	$256,384	$276,450	$2,989	$-20,066