Bill Cartledge Ministries Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

Bill Cartledge

Phone

9186362411

Tax Period

2021-01-01 to 2021-12-31

Bill Cartledge Ministries Inc, founded in 1979, is a micro nonprofit in the Religion sector that reported $66K in total revenue in fiscal year 2021. Revenue fell 41% from the prior year — a significant decline worth monitoring. Net assets of $300K represent 55 months of operating reserves.

Mission

Proclaim the Gospel of Jesus Christ.

Program Service Accomplishments

Program 1

Expenses: $61,481

Bill Cartledge Ministries operates Spirit of the Word Church and Camp located at 0209 J. Remolador Ext. Barungy Cogon, Albor, Bohol, Philippines Philippines 6300. Church services are held here and...

Bill Cartledge Ministries operates Spirit of the Word Church and Camp located at 0209 J. Remolador Ext. Barungy Cogon, Albor, Bohol, Philippines Philippines 6300. Church services are held here and meetings for 3 days. The church can accommodate 400 people. It provides food for overnight meetings.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $65,500

Program Service Revenue $0

Investment Income $0

Other Revenue $347

TOTAL REVENUE $65,847

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $61,481

Other Expenses $67,659

TOTAL EXPENSES $67,659

Year-over-Year Comparison

	2021	2020	Change
Revenue	$65,847	$111,910	-0.4%
Expenses	$67,659	$77,310	-0.1%
Net Income	$-1,812	$34,600	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Bill Cartledge	President	40.00	Officer Director	$0	$0	$0
Cathey Cartledge	Secretary	2.00	Officer Director	$0	$0	$0
Allison Cartledge	Vice President	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$65,847	$67,659	$300,373	$-1,812
2020	$111,910	$77,310	$302,185	$34,600
2019	$314,610	$114,087	$267,585	$200,523
2018	$101,846	$36,205	$67,062	$65,641