IIAO INSURANCE FOUNDATION (EIN 731317684) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Phone

4058404426

Tax Period

2024-07-01 to 2025-06-30

IIAO INSURANCE FOUNDATION, founded in 1988, is a micro nonprofit that reported $55K in total revenue in fiscal year 2024. Revenue surged 53% from the prior year, signaling strong growth momentum. The organization ran a surplus of $14K, a strong 26% operating margin.

Mission

PROVIDE EDUCATIONAL AND CHARITABLE SERVICES TO PROFESSIONAL INSURANCE AGENTS IN THE INSURANCE INDUSTRY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,253

Program Service Revenue $0

Investment Income $15,218

Other Revenue $34,316

TOTAL REVENUE $54,787

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $31,950

Other Expenses $40,790

TOTAL EXPENSES $40,790

Year-over-Year Comparison

	2024	2023	Change
Revenue	$54,787	$35,696	+0.5%
Expenses	$40,790	$34,823	+0.2%
Net Income	$13,997	$873	+15.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$250,714

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N/A	CEO	2.00	Officer	$0	$22,927	$250,714
VICKY COURTNEY	CHAIRMAN	2.00	Officer Director	$0	$0	$0
SCOTT DULL	TREASURER	2.00	Officer Director	$0	$0	$0
CHRIS S FLOYD	DIRECTOR	2.00	Director	$0	$0	$0
GUY GRIGGS	SECRETARY	2.00	Officer Director	$0	$0	$0
VAUGHN GRAHAM JR	IMMEDIATE PA	2.00	Officer Director	$0	$0	$0
HELEN KASPER	DIRECTOR	2.00	Director	$0	$0	$0
ROB PIEARCY	DIRECTOR	2.00	Director	$0	$0	$0
KATHY REESER	CHAIRMAN ELE	2.00	Officer Director	$0	$0	$0
JASE RIGGS	DIRECTOR	2.00	Director	$0	$0	$0
TRENT WILLIS	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$54,787	$40,790	$1,575,868	$13,997
2024	$35,696	$34,823	$1,568,440	$873
2023	$50,976	$39,846	$1,560,355	$11,130
2022	$22,670	$32,953	$1,553,522	$-10,283
2021	$16,760	$31,070	$1,565,055	$-14,310
2020	$26,097	$51,163	$1,577,156	$-25,066
2019	$31,282	$38,298	$1,602,222	$-7,016

IIAO INSURANCE FOUNDATION