DESTINY BUILDERS INC (EIN 731464493) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

KEVIN HARDIN

Phone

9183594000

Tax Period

2024-01-01 to 2024-12-31

DESTINY BUILDERS INC, founded in 1995, is a small nonprofit in the Education sector that reported $229K in total revenue in fiscal year 2024. Revenue surged 23% from the prior year, signaling strong growth momentum. The organization ran a surplus of $55K, a strong 24% operating margin.

Mission

WE SEEK TO REBUILD, RAISE UP, REPAIR, AND RESTORE INDIVIDUALS AND FAMILIES IN ASIA AND AROUND THE WORLD, THROUGH EVENTS AND SEMINARS IN PARTNERSHIP WITH LOCAL CHURCHES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $219,007

Program Service Revenue $9,757

Investment Income $0

Other Revenue $0

TOTAL REVENUE $228,764

Expense Breakdown

Grants Paid $0

Salaries & Benefits $107,975

Fundraising Expenses $0

Program Expenses $166,448

Other Expenses $65,820

TOTAL EXPENSES $173,795

Year-over-Year Comparison

	2024	2023	Change
Revenue	$228,764	$185,793	+0.2%
Expenses	$173,795	$194,935	-0.1%
Net Income	$54,969	$-9,142	-7.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$101,400

Total Directors

$101,400

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEPHEN LOI	DIRECTOR	0.00	Director	$0	$0	$0
PEARL LOI	DIRECTOR	0.00	Director	$0	$0	$0
KEVIN HARDIN	PRESIDENT	50.00	Officer Director	$87,000	$0	$87,000
KAREN HARDIN	SECRETARY/TREASURER	10.00	Officer Director	$14,400	$0	$14,400
JEREMY RHODES	DIRECTOR	0.00	Director	$0	$0	$0
BETSY WILLIAMS	DIRECTOR	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$228,764	$173,795	$78,336	$54,969
2023	$211,463	$194,845	$47,910	$16,618
2022	$220,314	$215,063	$29,263	$5,251
2021	$185,654	$183,882	$14,509	$1,772
2020	$159,958	$200,641	$27,871	$-40,683
2019	$188,099	$225,708	$51,556	$-37,609
2018	$192,173	$141,809	$86,128	$50,364

DESTINY BUILDERS INC