AGAMI INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Phone

5107080741

Tax Period

2024-01-01 to 2024-12-31

AGAMI INC, founded in 2003, is a small nonprofit in the International Affairs sector that reported $291K in total revenue in fiscal year 2024. Revenue fell 39% from the prior year — a significant decline worth monitoring.

Mission

PROMOTE BASIC EDUCATION IN BANGLADESH THROUGH AID AND ASSISTANCE TO PRIMARY AND SECONDARY SCHOOLS AND OTHER EDUCATIONAL INSTITUTIONS, TEACHERS' TRAINING PROGRAM, TEACHING METHODOLOGY.

Program Service Accomplishments

Program 1

Expenses: $222,134

AGAMI'S SCHOOL PROGRAM IS SUPPORTING 3,500 STUDENTS IN 20 SCHOOLS IN 2023. THEIR PROGRAM INCLUDES TEACHER SALARIES AND BENEFITS, FACILITIES AND MAINTENANCE, INSTRUCTIONAL MATERIALS AND SUPPLIES...

AGAMI'S SCHOOL PROGRAM IS SUPPORTING 3,500 STUDENTS IN 20 SCHOOLS IN 2023. THEIR PROGRAM INCLUDES TEACHER SALARIES AND BENEFITS, FACILITIES AND MAINTENANCE, INSTRUCTIONAL MATERIALS AND SUPPLIES, TRANSPORTATION, FOOD SERVICES, EXTRA CURRICULAR ACTIVITIES, ETX. AGAMI ED TECH PROGRAM INTRODUCED VIDEO TUTORIALS FOR PRIMARY AND SECONDARY SCHOOL CURRICULUM. IT ALSO HOSTS A PLATFORM FREE OF CHARGE TO SERVE ALL THE LEARNING MATERIALS FOR EVERYONE. SOME OF THE PROJECTS ARE LIFE IS FUN, TEACHERS TRAINING, HEALTH EDUCATION, LIBRARY PROJECT, IMPROVE ENGLISH TRAINING.

Program 2

Expenses: $57,196

AGAMI IS MANAGING VARIOUS OPERATIONS EXPENSES TO SUSTAIN THEIR PROGRAMS AND ACTIVITIES. SOME COMMON EXPENSES ARE RENT AND UTILITIES, OFFICE EXPENSES, PROFESSIONAL DEVELOPMENT, ETC. AGAMI STRIVES TO KEEP ADMINISTRATIVE COSTS AS LOW AS POSSIBLE SO THAT A LARGER PORTION OF FUNDS CAN GO DIRECTLY TO THEIR MISSION-RELATED PROGRAMS AND SERVICES.

Program 3

Expenses: $10,970

SOME OF AGAMI'S NEW INITIATIVES ARE KNITTING PROJECT, AGAMI CHESS, SCIENCE FAIR, MATH OLYMPIAD, ETC.AGAMI IS INTRODUCING THESE NEW PROGRAMS FOR CONSTRUCTIVE USE OF THEIR STUDENTS FREE TIME BY...

SOME OF AGAMI'S NEW INITIATIVES ARE KNITTING PROJECT, AGAMI CHESS, SCIENCE FAIR, MATH OLYMPIAD, ETC.AGAMI IS INTRODUCING THESE NEW PROGRAMS FOR CONSTRUCTIVE USE OF THEIR STUDENTS FREE TIME BY ENCOURAGING COMMUNITY ENGAGEMENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $278,260

Program Service Revenue $0

Investment Income $18

Other Revenue $12,462

TOTAL REVENUE $290,740

Expense Breakdown

Grants Paid $290,300

Salaries & Benefits $0

Fundraising Expenses $15,114

Program Expenses $290,300

Other Expenses $24,519

TOTAL EXPENSES $314,819

Year-over-Year Comparison

	2024	2023	Change
Revenue	$290,740	$476,921	-0.4%
Expenses	$314,819	$418,594	-0.2%
Net Income	$-24,079	$58,327	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ZAHANGIR KABIR	Director	10.00	Director	$0	$0	$0
MUSTAFIZ CHOUDHURY	MEMBER	10.00	Director	$0	$0	$0
ABU HASSAN	Chairman	10.00	Director	$0	$0	$0
FARHANA ZAMAN	Director	10.00	Director	$0	$0	$0
TANJEEM AHSAN	Director	10.00	Director	$0	$0	$0
SARAH RAHMAN	Director	10.00	Director	$0	$0	$0
DILRUBA CHOWDHURY	Director	10.00	Director	$0	$0	$0
ISMAT IMA	Director	10.00	Director	$0	$0	$0
SABIR MAJUMDER	MEMBER	10.00	Director	$0	$0	$0
FARHANA HOSSAIN	Director	10.00	Director	$0	$0	$0
MOINUL ISLAM	Director	10.00	Director	$0	$0	$0
SADAT KHAN	Director	10.00	Director	$0	$0	$0
TAHMED ADNAN	Director	10.00	Director	$0	$0	$0
MUSTAFIJUR RAHMAN	President	10.00	Director	$0	$0	$0
SEMONTI ZAMAN	Director	10.00	Director	$0	$0	$0
TRIPTI BARUA	Director	10.00	Director	$0	$0	$0
TAREQUE MEHDI	Director	10.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$290,740	$314,819	$386,667	$-24,079
2023	$476,921	$418,594	$410,745	$58,327
2022	$435,749	$411,261	$352,737	$24,488
2021	$447,953	$342,025	$325,192	$105,928
2020	$239,080	$233,256	$217,712	$5,824
2019	$212,424	$143,168	$207,411	$69,256
2018	$255,282	$220,443	$132,977	$34,839