PCHBG VEBA TRUST (EIN 736312675) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

GERALD P GREEN

Phone

4052351611

Tax Period

2025-01-01 to 2025-12-31

PCHBG VEBA TRUST, founded in 1998, is a small nonprofit in the Mutual Benefit sector that reported $875K in total revenue in fiscal year 2025. Revenue fell 63% from the prior year — a significant decline worth monitoring. Expenses of $2.0M exceeded revenue, resulting in a 134% operating deficit.

Mission

TO PROVIDE MEDICAL AND DENTAL INSURANCE

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $874,947

Investment Income $0

Other Revenue $0

TOTAL REVENUE $874,947

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $2,044,422

Other Expenses $312,154

TOTAL EXPENSES $2,044,422

Year-over-Year Comparison

	2025	2024	Change
Revenue	$874,947	$2,333,777	-0.6%
Expenses	$2,044,422	$1,193,045	+0.7%
Net Income	$-1,169,475	$1,140,732	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GERALD P GREEN	TRUSTEE	N/A	Director	$0	$0	$0
RUSSELL L HENDRICKSON	TRUSTEE	N/A	Director	$0	$0	$0
MATT MCDEVITT	TRUSTEE	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$874,947	$2,044,422	$26,222	$-1,169,475
2024	$2,333,777	$1,193,045	$1,195,697	$1,140,732
2023	$1,092,945	$1,059,972	$54,965	$32,973
2022	$1,385,771	$1,385,627	$21,992	$144
2021	$911,551	$936,512	$21,848	$-24,961
2020	$1,307,470	$1,328,421	$46,809	$-20,951
2019	$834,000	$787,182	$67,760	$46,818
2018	$859,910	$857,675	$20,942	$2,235

PCHBG VEBA TRUST