Tomball, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)U S EMPLOYEES CREDIT UNION, founded in 1933, is a community nonprofit that reported $4.4M in total revenue in fiscal year 2025. Expenses of $3.8M left a modest 14% surplus.
USE Credit Union is a cooperative thrift financial institution and is a State Chartered Credit Union in the State of Texas. USE Credit Union is insured by the National Credit Union Administration. USE Credit Union offers competitive financial products and services to members. USE Credit Union's mission is to encourage members' personal sucess through exceptional financial services.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $4,442,614 | $4,417,169 | +0.0% |
| Expenses | $3,808,591 | $3,724,621 | +0.0% |
| Net Income | $634,023 | $692,548 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Sandra Childers | CEO | 40 |
Officer
|
$110,215 | $29,842 | $140,057 |
| Marina Izvekova | VP of Accounting | 40 |
Officer
|
$98,601 | $30,032 | $128,633 |
| Latisha Schools | VP of Operations | 40 |
Officer
|
$73,786 | $17,866 | $91,652 |
| Laura Leal | IT Manager | 40 |
Key Emp
|
$56,315 | $25,666 | $81,981 |
| Clarence Brooks | Director | 1 |
Director
|
$0 | $0 | $0 |
| Pamela Edwards | Director | 1 |
Director
|
$0 | $0 | $0 |
| Mike Foster | Chairman, Director | 1 |
Director
|
$0 | $0 | $0 |
| Charles Konikoff | Vice Chairperson, Director | 1 |
Director
|
$0 | $0 | $0 |
| Gerald Bunn | Board Secretary, Treasurer, Director | 1 |
Director
|
$0 | $0 | $0 |
| Linda Corbin | Director | 1 |
Director
|
$0 | $0 | $0 |
| Christopher Fortune | Director | 1 |
Director
|
$0 | $0 | $0 |
| Karen Hyman | Director | 1 |
Director
|
$0 | $0 | $0 |
| Shahara Wright | Director | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,442,614 | $3,808,591 | $86,642,532 | $634,023 |
| 2024 | $4,417,169 | $3,724,621 | $87,569,638 | $692,548 |
| 2023 | $3,694,785 | $3,484,680 | $89,351,225 | $210,105 |
| 2022 | $3,165,503 | $3,085,208 | $94,764,946 | $80,295 |
| 2021 | $3,244,594 | $2,887,545 | $93,111,004 | $357,049 |
| 2020 | $3,250,988 | $3,056,302 | $86,562,910 | $194,686 |
| 2019 | $3,461,541 | $3,254,488 | $80,456,755 | $207,053 |
| 2018 | $3,409,201 | $3,230,585 | $80,342,597 | $178,616 |
Compare U S EMPLOYEES CREDIT UNION with other nonprofits in Texas and across the country.