KERRVILLE AREA CHAMBER OF COMMERCE

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Principal Officer

MINDY WENDELE

Tax Period

2023-01-01 to 2023-12-31

KERRVILLE AREA CHAMBER OF COMMERCE, founded in 1922, is a small nonprofit that reported $577K in total revenue in fiscal year 2023. Revenue decreased 5% compared to the prior year.

Mission

PROVIDES A MEANS TO NETWORK AND PROMOTE AREA SMALL BUSINESSES FOR THE BENEFIT OF ALL MEMBERS

Program Service Accomplishments

Program 1

Expenses: $455,629

OVER 1,000 MEMBERS RECEIVED SMALL BUSINESS TRAINING OR COUNSELING THROUGH THE CHAMBER'S PROGRAMS. OVER 750 VISITORS WERE ASSISTED AND OVER 3,800 MEMBERS PARTICIPATED IN 15 EVENTS PROMOTING NETWORKING...

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $273,766

Program Service Revenue $32,549

Investment Income $126

Other Revenue $270,313

TOTAL REVENUE $576,754

Expense Breakdown

Grants Paid $0

Salaries & Benefits $339,411

Fundraising Expenses $0

Program Expenses $455,629

Other Expenses $291,495

TOTAL EXPENSES $630,906

Year-over-Year Comparison

	2023	2022	Change
Revenue	$576,754	$607,845	-0.1%
Expenses	$630,906	$613,705	+0.0%
Net Income	$-54,152	$-5,860	+8.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$125,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRAD BARNETT	PRESIDENT (F	40.00	Officer	$125,000	$0	$125,000
MICHAEL ANGLIN	DIRECTOR	2.00	Director	$0	$0	$0
ROSE BRADSHAW	DIRECTOR	2.00	Director	$0	$0	$0
ALLISON BUECHE	PAST BOARD C	2.00	Director	$0	$0	$0
PETE CALDERON	1ST VICE CHA	2.00	Director	$0	$0	$0
SHAWNA FEHRENTHOLD	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL HUFF	DIRECTOR	2.00	Director	$0	$0	$0
CHAD HYDE	DIRECTOR	2.00	Director	$0	$0	$0
COLBY JOHLE	PAST CHAIR	2.00	Director	$0	$0	$0
SAMANTHA MUNOZ	DIRECTOR	2.00	Director	$0	$0	$0
DAVID REAST	DIRECTOR	2.00	Director	$0	$0	$0
SAMANTHA ROBINETT	DIRECTOR	2.00	Director	$0	$0	$0
MELISSA SOUTHERN	DIRECTOR	2.00	Director	$0	$0	$0
AMBER THOMASON	DIRECTOR	2.00	Director	$0	$0	$0
WAYNE UECKER	DIRECTOR	2.00	Director	$0	$0	$0
MINDY WENDELE	TREASURER	2.00	Director	$0	$0	$0
MINDY WENDELE	PRESIDENT	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$576,754	$630,906	$1,548,093	$-54,152
2022	$607,845	$613,705	$1,676,338	$-5,860
2021	$629,157	$563,512	$1,752,970	$65,645
2020	$584,326	$465,555	$1,763,996	$118,771
2019	$671,516	$685,052	$1,709,728	$-13,536
2018	$613,408	$600,581	$1,793,261	$12,827