THE GREATER SAN ANTONIO CHAMBER OF COMMERCE (EIN 740878900) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1936

Legal Domicile

Principal Officer

JEFF WEBSTER

Phone

2102292100

Tax Period

2023-01-01 to 2023-12-31

THE GREATER SAN ANTONIO CHAMBER OF COMMERCE, founded in 1936, is a community nonprofit that reported $4.8M in total revenue in fiscal year 2023. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

TO BE AN ADVOCATE FOR ALL OUR MEMBERS AND THE BUSINESS COMMUNITY IN BUILDING AND SUSTAINING A DIVERSE AND PROSPEROUS ECONOMY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,733,811

Program Service Revenue $2,431,630

Investment Income $26,380

Other Revenue $645,580

TOTAL REVENUE $4,837,401

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,722,980

Fundraising Expenses $0

Other Expenses $3,381,486

TOTAL EXPENSES $5,104,466

Year-over-Year Comparison

	2023	2022	Change
Revenue	$4,837,401	$4,377,696	+0.1%
Expenses	$5,104,466	$4,126,989	+0.2%
Net Income	$-267,065	$250,707	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

1980

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$798,522

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JON ALLMAN	DIRECTOR	2.00	Director	$0	$0	$0
HOPE ANDRADE	DIRECTOR	2.00	Director	$0	$0	$0
BRAD BARRON	DIRECTOR	2.00	Director	$0	$0	$0
DARRYL BYRD	DIRECTOR	2.00	Director	$0	$0	$0
SAM DAWSON	DIRECTOR	2.00	Director	$0	$0	$0
JOE GORDER	DIRECTOR	2.00	Director	$0	$0	$0
JAMIE KOWALSKI	DIRECTOR	2.00	Director	$0	$0	$0
ELAINE MENDOZA	DIRECTOR	2.00	Director	$0	$0	$0
BOBBY PEREZ	DIRECTOR	2.00	Director	$0	$0	$0
JD SALINAS	DIRECTOR	2.00	Director	$0	$0	$0
ROSA SANTANA	DIRECTOR	2.00	Director	$0	$0	$0
JOHN ZACHRY	DIRECTOR	2.00	Director	$0	$0	$0
KATIE HARVEY	CHAIRMAN	2.00	Officer Director	$0	$0	$0
PHIL GREEN	IMMEDIATE PAST CHAIRMAN	2.00	Officer Director	$0	$0	$0
MARIO BARRERA	VICE CHAIR	2.00	Officer Director	$0	$0	$0
JULIA MANN	SECRETARY	2.00	Officer Director	$0	$0	$0
SHANNON BADGER	TREASURER	2.00	Officer Director	$0	$0	$0
DAVID PETERSEN	INTERIM PRESIDENT & CEO [FROM 12/2022]	40.00	Officer	$278,094	$8,905	$286,999
JEFF FAIR	VP OF ECONOMIC DEVELOPMENT	40.00	Officer	$115,814	$5,805	$121,619
LORI STINSON	VP OF MILITARY AFFAIRS	40.00	Officer	$106,707	$5,191	$111,898
JOSEPH KAMPA	VP OF MEMBERSHIP	40.00	Officer	$91,045	$8,911	$99,956
JULIE RING	VP OF COMMUNICATION	40.00	Officer	$82,519	$6,602	$89,121
CACIE MADRID	VP OF PUBLIC POLICY	40.00	Officer	$77,308	$11,621	$88,929
RICHARD PEREZ	FORMER PRESIDENT & CEO	40.00		$224,940	$9,491	$234,431

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$4,837,401	$5,104,466	$4,622,711	$-267,065
2022	$4,377,696	$4,126,989	$4,956,465	$250,707
2021	$3,656,453	$3,456,595	$4,812,874	$199,858
2020	$3,104,052	$3,088,991	$3,827,037	$15,061
2019	$2,826,594	$2,826,411	$3,998,423	$183
2018	$3,138,863	$3,176,066	$4,135,723	$-37,203

THE GREATER SAN ANTONIO CHAMBER OF COMMERCE