TEMPLE CHAMBER OF COMMERCE (EIN 740935565) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

WHITNEY THERIOT

Phone

2547732105

Tax Period

2024-01-01 to 2024-12-31

TEMPLE CHAMBER OF COMMERCE, founded in 1964, is a small nonprofit that reported $926K in total revenue in fiscal year 2024. Revenue surged 27% from the prior year, signaling strong growth momentum. The organization ran a surplus of $237K, a strong 26% operating margin.

Mission

TO ENHANCE AND INFLUENCE ECONOMIC DEVELOPMENT, IMPROVE QUALITY OF LIFE AND PROVIDE RELEVANT MEMBER SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $483,237

Program Service Revenue $338,871

Investment Income $28,368

Other Revenue $75,657

TOTAL REVENUE $926,133

Expense Breakdown

Grants Paid $0

Salaries & Benefits $455,125

Fundraising Expenses $0

Program Expenses $154,637

Other Expenses $234,038

TOTAL EXPENSES $689,163

Year-over-Year Comparison

	2024	2023	Change
Revenue	$926,133	$732,080	+0.3%
Expenses	$689,163	$834,224	-0.2%
Net Income	$236,970	$-102,144	-3.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$208,086

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WHITNEY THERIOT	PRESIDENT	40.00	Officer	$153,704	$0	$153,704
G RODERICK HENRY	FORMER PRESI	0.00	Officer	$54,382	$0	$54,382
ROBERT BEAMON	DIRECTOR	1.00	Director	$0	$0	$0
CAMRYN BINTZ	TREASURER	1.00	Officer Director	$0	$0	$0
ADRIAN CANNADY	DIRECTOR	1.00	Director	$0	$0	$0
MIKE DENT	DIRECTOR	1.00	Director	$0	$0	$0
SHANNON GOWAN	DIRECTOR	1.00	Director	$0	$0	$0
CLAIRE HARTMAN	DIRECTOR	1.00	Director	$0	$0	$0
DELL INGRAM-WALKER	DIRECTOR	1.00	Director	$0	$0	$0
KAYLA LANDEROS	CHAIR OF THE	1.00	Officer Director	$0	$0	$0
KIM LANGSTON	DIRECTOR	1.00	Director	$0	$0	$0
H B MACEY	DIRECTOR	1.00	Director	$0	$0	$0
DR BOBBY OTT	DIRECTOR	1.00	Director	$0	$0	$0
MIKE PILKINGTON	DIRECTOR	1.00	Director	$0	$0	$0
DR CHRISTY PONCE	DIRECTOR	1.00	Director	$0	$0	$0
KEN REEVES	FIRST VICE C	1.00	Officer Director	$0	$0	$0
CHAD RICE	DIRECTOR	1.00	Director	$0	$0	$0
JACOB RODRIGUEZ	DIRECTOR	1.00	Director	$0	$0	$0
CASEY SIMPSON	DIRECTOR	1.00	Director	$0	$0	$0
MARK WOODFORD	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$926,133	$689,163	$4,755,411	$236,970
2023	$732,080	$834,224	$4,806,993	$-102,144
2022	$763,186	$739,257	$4,514,135	$23,929
2021	$616,418	$555,208	$3,078,408	$61,210
2020	$631,769	$666,590	$2,967,717	$-34,821
2019	$755,791	$657,187	$3,031,653	$98,604
2018	$719,329	$624,542	$2,976,748	$94,787

TEMPLE CHAMBER OF COMMERCE