Rockport-Fulton Area Chamber of Commerce (EIN 741066091) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1952

Legal Domicile

Principal Officer

Shelly Stuart

Phone

3617296445

Tax Period

2024-10-01 to 2025-09-30

Rockport-Fulton Area Chamber of Commerce, founded in 1952, is a small nonprofit that reported $637K in total revenue in fiscal year 2024. Revenue fell 29% from the prior year — a significant decline worth monitoring. Expenses of $588K left a modest 8% surplus.

Mission

Promotion of commerce and tourism

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $212,526

Program Service Revenue $243,917

Investment Income $19,150

Other Revenue $161,000

TOTAL REVENUE $636,593

Expense Breakdown

Grants Paid $0

Salaries & Benefits $313,864

Fundraising Expenses $0

Other Expenses $273,810

TOTAL EXPENSES $587,674

Year-over-Year Comparison

	2024	2023	Change
Revenue	$636,593	$901,798	-0.3%
Expenses	$587,674	$893,598	-0.3%
Net Income	$48,919	$8,200	+5.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$100,673

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Shelly Stuart	President/CEO	40.00	Officer	$0	$0	$100,673
Jordan Pilgrim	Chairman	4.00	Director	$0	$0	$0
Amy Garcia	Past Chairman	4.00	Director	$0	$0	$0
Stephenie Huser	Vice Chairman	4.00	Director	$0	$0	$0
Kevin Lambert	Vice Chairman	4.00	Director	$0	$0	$0
Shelley Sammons	Chairman-Elect	2.00	Director	$0	$0	$0
Wyatt Iles	Director	2.00	Director	$0	$0	$0
Alexa Wall	Director	2.00	Director	$0	$0	$0
Molly Baker	Director	2.00	Director	$0	$0	$0
Penny Hilbrich	Director	2.00	Director	$0	$0	$0
Sadie Landrum	Director	2.00	Director	$0	$0	$0
Summer Terrell	Director	2.00	Director	$0	$0	$0
Matt Moore	Director	2.00	Director	$0	$0	$0
Chad Mitchell	Director	4.00	Director	$0	$0	$0
Paul Brodersen	Director	2.00	Director	$0	$0	$0
Scarlett Embrey	Director	2.00	Director	$0	$0	$0
Shaunna Rios	Director	2.00	Director	$0	$0	$0
Billy McDonnel	Director	2.00	Director	$0	$0	$0
Bob Dupnik	Appointed Director	2.00	Director	$0	$0	$0
Matt Anderson	Appointed Director	2.00	Director	$0	$0	$0
Kelli Cole	Appointed Director	4.00	Director	$0	$0	$0
Michaela Alston	Appointed Director	2.00	Director	$0	$0	$0
Phillip Rios	Associate Director	2.00	Director	$0	$0	$0
Darryl Meadows	Associate Director	2.00	Director	$0	$0	$0
Chris Burge	Associate Director	2.00	Director	$0	$0	$0
Michelle Moon	Associate Director	2.00	Director	$0	$0	$0
Rocky Gudim	Associate Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$636,593	$587,674	$1,152,756	$48,919
2024	$901,798	$893,598	$1,066,524	$8,200
2023	$938,434	$915,898	$1,025,860	$22,536
2022	$921,389	$894,812	$1,026,100	$26,577
2021	$853,420	$754,983	$1,121,473	$98,437
2020	$694,832	$721,071	$1,118,767	$-26,239
2019	$940,237	$918,310	$940,067	$21,927
2018	$766,179	$750,364	$1,073,777	$15,815

Rockport-Fulton Area Chamber of Commerce