BAYTOWN, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)COMMUNITY RESOURCE CREDIT UNION, founded in 1935, is a mid-sized nonprofit that reported $56.0M in total revenue in fiscal year 2023. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $50.6M left a modest 10% surplus.
TO HELP OUR MEMBERS ACHIEVE FINANCIAL WELL-BEING, THROUGH A LIFETIME PARTNERSHIP PROVIDING EXCEPTIONAL SERVICE & QUALITY PRODUCTS.
SHARE SAVINGS ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 56,709 MEMBER-OWNED ACCOUNTS AS OF DECEMBER 31, 2023. MEMBER...
SHARE SAVINGS ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 56,709 MEMBER-OWNED ACCOUNTS AS OF DECEMBER 31, 2023. MEMBER SHARE SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY AND ARE ACCESSIBLE THROUGH THE BRANCH NETWORK, HOME BANKING BY MOBILE DEVICE OR INTERNET, AND ATMS WORLDWIDE.
CHECKING ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION PROVIDES DIFFERENT CHECKING ACCOUNTS TO MEMBERS WITH DIFFERENT FEATURES. THE RANGE VARIES FROM FREE CHECKING ACCOUNTS TO CHECKING ACCOUNTS WITH...
CHECKING ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION PROVIDES DIFFERENT CHECKING ACCOUNTS TO MEMBERS WITH DIFFERENT FEATURES. THE RANGE VARIES FROM FREE CHECKING ACCOUNTS TO CHECKING ACCOUNTS WITH ENHANCED BENEFITS. DIVIDENDS ARE PAID MONTHLY. THE CREDIT UNION EXTENDS THE UTILITY OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARD AND INTERNET AND MOBILE ACCOUNT ACCESS.
MONEY MARKET ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION OFFERS MONEY MARKET ACCOUNTS FOR MEMBERS WHO CHOOSE TO KEEP THEIR FUNDS LIQUID, BUT WILL NOT TRANSACT AS MUCH AND DESIRE TO EARN AN ENHANCED...
MONEY MARKET ACCOUNTS - COMMUNITY RESOURCE CREDIT UNION OFFERS MONEY MARKET ACCOUNTS FOR MEMBERS WHO CHOOSE TO KEEP THEIR FUNDS LIQUID, BUT WILL NOT TRANSACT AS MUCH AND DESIRE TO EARN AN ENHANCED YIELD. DIVIDENDS ARE PAID MONTHLY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $56,032,649 | $47,539,964 | +0.2% |
| Expenses | $50,569,493 | $39,302,500 | +0.3% |
| Net Income | $5,463,156 | $8,237,464 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| RANDALL SANDERS | CHAIRPERSON | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| JONNA CAGLE-PAGE | VICE CHAIRPERSON | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROY BAREFIELD | BOARD SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| WILLIAM VOLA | BOARD TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| VICTORIA MARRON | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| WALLY WHITLEY | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| DICK DAWSON | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| CONNIE A TILTON | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID MOHLAM | BOD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| RUSSELL BALLARD | PRESIDENT/CEO | 40.00 |
Officer
|
$866,355 | $41,362 | $907,717 |
| TAMMY LOCKETTE | SVP / CIO | 40.00 |
Officer
|
$284,738 | $27,196 | $311,934 |
| DEENA SMITH | FORMER SVP / CFO | 40.00 |
Officer
|
$197,945 | $12,718 | $210,663 |
| TIMOTHY FOLEY | SVP / COO | 40.00 |
Officer
|
$161,943 | $10,210 | $172,153 |
| MICHAEL LIBBEY | SVP / CFO | 40.00 |
Officer
|
$41,629 | $0 | $41,629 |
| BRENDA WEINBERGER | EVP | 40.00 |
Key Emp
|
$321,426 | $35,896 | $357,322 |
| CHARLES HAST | CLO/SVP | 40.00 |
Key Emp
|
$185,502 | $28,224 | $213,726 |
| TRAVIS SMITH | VP FINANCIAL ADVISOR | 40.00 |
Highest
|
$236,184 | $33,248 | $269,432 |
| AARON RATHBONE | VP OF BUSINESS LENDING | 40.00 |
Highest
|
$191,197 | $22,153 | $213,350 |
| MATTHEW GLASSCO | SR. SYSTEMS ENGINEER | 40.00 |
Highest
|
$155,192 | $39,085 | $194,277 |
| STACEY RAMIREZ | CONTROLLER | 40.00 |
Highest
|
$151,237 | $31,540 | $182,777 |
| PATRICK DAVIS | SR. SYSTEMS ANALYST | 40.00 |
Highest
|
$149,401 | $18,586 | $167,987 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $56,032,649 | $50,569,493 | $848,944,025 | $5,463,156 |
| 2022 | $47,539,964 | $39,302,500 | $763,924,806 | $8,237,464 |
| 2021 | $43,169,320 | $33,604,914 | $712,967,542 | $9,564,406 |
| 2020 | $39,577,524 | $36,434,750 | $643,446,616 | $3,142,774 |
| 2019 | $40,320,206 | $34,609,227 | $564,704,064 | $5,710,979 |
| 2018 | $37,341,886 | $31,709,585 | $520,367,685 | $5,632,301 |
Compare COMMUNITY RESOURCE CREDIT UNION with other nonprofits in Texas and across the country.