STAR OF TEXAS CREDIT UNION

EIN: 741198379

Austin, TX

Total Revenue
$5,305,797
Total Expenses
$3,341,959
Total Assets
$67,326,213
Net Assets
$14,566,574
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1952
Legal Domicile
TX
Principal Officer
Sherry Han
Phone
5124588253
Tax Period
2025-01-01 to 2025-12-31

STAR OF TEXAS CREDIT UNION, founded in 1952, is a community nonprofit that reported $5.3M in total revenue in fiscal year 2025. The organization ran a surplus of $2.0M, a strong 37% operating margin.

Mission

State Chartered Credit Union

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $900,000
Program Service Revenue $3,789,537
Investment Income $584,966
Other Revenue $31,294
TOTAL REVENUE $5,305,797

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,082,991
Fundraising Expenses $0
Program Expenses $3,341,959
Other Expenses $2,258,968
TOTAL EXPENSES $3,341,959

Year-over-Year Comparison

2025 2024 Change
Revenue $5,305,797 $5,058,167 +0.0%
Expenses $3,341,959 $3,069,986 +0.1%
Net Income $1,963,838 $1,988,181 0.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
N/A
Volunteers
7

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$530,411
Total Directors
7
$0
Key Employees
4
$530,411
Highest Compensated
2
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
David Van Burkirk CEO 40
Officer Key Emp Highest
$164,085 $16,934 $181,019
Sherry Han CFO 40
Officer Key Emp Highest
$130,754 $14,680 $145,434
Juanita Sanchez COO 40
Officer Key Emp
$90,716 $15,539 $106,255
Juan Guerra CLO 40
Officer Key Emp
$84,462 $13,241 $97,703
Julie Galarraga Vice Chair 1
Director
$0 $0 $0
Manuel Rodriguez Treasurer 1
Director
$0 $0 $0
Youssef Lahlou Chairman 1
Director
$0 $0 $0
Gonzalo Angel-Candia Secretary 1
Director
$0 $0 $0
Juan Estrada Board Member 1
Director
$0 $0 $0
John Contreras Board Member 1
Director
$0 $0 $0
Oscar Dominguez Board Member 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $5,305,797 $3,341,959 $67,326,213 $1,963,838
2024 No data No data No data No data
2023 $3,756,576 $2,492,487 $61,740,496 $1,264,089
2022 $5,569,497 $2,372,369 $59,852,376 $3,197,128
2021 $2,909,170 $2,125,210 $60,713,701 $783,960
2020 $2,611,279 $1,887,943 $51,864,245 $723,336
2019 $1,955,417 $1,717,928 $36,349,219 $237,489
2018 $1,664,522 $1,420,897 $36,718,772 $243,625
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