League City, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ASSOCIATED CREDIT UNION OF TEXAS, founded in 1948, is a mid-sized nonprofit that reported $50.2M in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $44.2M left a modest 12% surplus.
To offer progressive, quality financial services responsive to the members/owners. The credit union is dedicated to providing these services in a caring, professional manner while maintaing a strong financial basis.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $50,196,905 | $45,870,149 | +0.1% |
| Expenses | $44,176,154 | $42,680,803 | +0.0% |
| Net Income | $6,020,751 | $3,189,346 | +0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Clay Franks | President/CEO | 40 |
Highest
|
$375,314 | $0 | $375,314 |
| Charis Pollard | Chief Human Resource Officer | 40 |
Officer
|
$299,500 | $0 | $299,500 |
| David DeAnda | Chief Legal Officer | 40 |
Officer
|
$291,105 | $0 | $291,105 |
| Ryan Del Bello | Chief Financial Officer | 40 |
Officer
|
$253,441 | $0 | $253,441 |
| Erika Plummer | Chief Operations Officer | 40 |
Officer
|
$223,183 | $0 | $223,183 |
| Kyle Dickson | Board Vice Chairman | 2 |
Director
|
$0 | $0 | $0 |
| Bruce Terry | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| John Blair | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Mark Kline | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Mark Rodriguez | Board Secretary | 2 |
Director
|
$0 | $0 | $0 |
| Joel Mueller | Board Chairman | 5 |
Director
|
$0 | $0 | $0 |
| Kent Postma | Board Treasurer | 2 |
Director
|
$0 | $0 | $0 |
| Cris Crixell | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $50,196,905 | $44,176,154 | $567,643,285 | $6,020,751 |
| 2024 | No data | No data | No data | No data |
| 2023 | $41,493,216 | $39,797,840 | $532,214,460 | $1,695,376 |
| 2022 | $33,960,014 | $31,686,214 | $512,223,192 | $2,273,800 |
| 2021 | $31,243,490 | $27,351,600 | $519,247,391 | $3,891,890 |
| 2020 | $30,667,830 | $29,593,788 | $487,526,782 | $1,074,042 |
| 2019 | $31,238,390 | $29,511,258 | $418,813,341 | $1,727,132 |
| 2018 | $29,441,973 | $28,152,644 | $398,567,137 | $1,289,329 |
Compare ASSOCIATED CREDIT UNION OF TEXAS with other nonprofits in Texas and across the country.