Austin, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)VATAT CREDIT UNION, founded in 1961, is a small nonprofit that reported $673K in total revenue in fiscal year 2024. Expenses of $595K left a modest 12% surplus.
The mission of VATAT Credit Union is to improve member's quality of life through financial stability. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees.
Total credit union loans income increased slightly as more members are taking advantage of our membership and good competitive rates. Many refinanced from higher interest loans to our loans to save...
Total credit union loans income increased slightly as more members are taking advantage of our membership and good competitive rates. Many refinanced from higher interest loans to our loans to save money in their financial transactions. Our ACH auto debit continued to grow and we are now offering online banking and e-statements (service requested by our members)
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $672,763 | $647,934 | +0.0% |
| Expenses | $594,897 | $512,571 | +0.2% |
| Net Income | $77,866 | $135,363 | -0.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| MEREDITH HARTMANN | CEO | 40 |
Officer
Key Emp
Highest
|
$107,750 | $8,018 | $115,768 |
| STEVE FORSYTHE | Chairman | 1 |
Officer
|
$0 | $0 | $0 |
| GARRET SCHATTE | Vice-Chairman | 1 |
Officer
|
$0 | $0 | $0 |
| JOSEPH LEMMONS | Secretary | 1 |
Officer
|
$0 | $0 | $0 |
| RAY PIENIAZEK | TREASURER | 1 |
Officer
|
$0 | $0 | $0 |
| JOHN TEMPLETON | Director | 1 |
Officer
|
$0 | $0 | $0 |
| CHRIS CLEVELAND | DIRECTOR | 1 |
Officer
|
$0 | $0 | $0 |
| GARY ADAMS | DIRECTOR | 1 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $672,763 | $594,897 | $10,560,581 | $77,866 |
| 2023 | $647,934 | $512,571 | $10,827,914 | $135,363 |
| 2022 | $491,122 | $377,035 | $11,164,152 | $114,087 |
| 2021 | $428,195 | $327,829 | $9,393,749 | $100,366 |
| 2020 | $431,114 | $355,806 | $8,980,734 | $75,308 |
| 2019 | $409,960 | $361,829 | $8,508,292 | $48,131 |
| 2018 | $365,251 | $334,426 | $8,027,173 | $30,825 |
Compare VATAT CREDIT UNION with other nonprofits in Texas and across the country.