GREEN RIVER CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

AINH0A FERRER

Phone

3078755711

Tax Period

2023-01-01 to 2023-12-31

GREEN RIVER CHAMBER OF COMMERCE, founded in 1960, is a small nonprofit that reported $350K in total revenue in fiscal year 2023. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $299K left a modest 14% surplus.

Mission

THE CHAMBER IS COMMITTED TO ENHANCING THE COMMUNITY THROUGH ADVOCACY AND PARTNERSHIPS BETWEEN BUSINESSES AND COMMUNITY LEADERS. OUR CORE VALUES ARE CREATING STRONG LOCAL ECONOMY,

Program Service Accomplishments

Program 1

SEE PURPOSE ABOVE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $233,272

Program Service Revenue $96,302

Investment Income $10,386

Other Revenue $9,656

TOTAL REVENUE $349,616

Expense Breakdown

Grants Paid $0

Salaries & Benefits $165,151

Fundraising Expenses $0

Other Expenses $134,226

TOTAL EXPENSES $299,377

Year-over-Year Comparison

	2023	2022	Change
Revenue	$349,616	$296,235	+0.2%
Expenses	$299,377	$312,687	0.0%
Net Income	$50,239	$-16,452	-4.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRIAN MAJHANOVICH	1ST VICE PRESIDENT	2.00	Director	$0	$0	$0
JEREMY GIBSON	TREASURER	2.00	Officer Director	$0	$0	$0
LYNEEN MURPHY	SECRETARY	2.00	Director	$0	$0	$0
KAYLA DUNCAN	BOARD MEMBER	2.00	Officer Director	$0	$0	$0
MISTY SHINER	BOARD MEMBER	2.00	Officer Director	$0	$0	$0
BRANDON HUNTER	BOARD MEMBER	2.00	Director	$0	$0	$0
MIKE SHUTRAN	BOARD MEMBER	2.00	Director	$0	$0	$0
KELLY DAVIS	BOARD MEMBER	2.00	Director	$0	$0	$0
JENNIFER POLL	BOARD MEMBER	2.00	Officer Director	$0	$0	$0
AINHOA FERRER	PRESIDENT	2.00	Officer Director	$0	$0	$0
JOE OLIVAS	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$349,616	$299,377	$582,638	$50,239
2022	$296,235	$312,687	$533,550	$-16,452
2021	$321,453	$221,573	$527,685	$99,880
2020	$282,562	$203,429	$447,755	$79,133
2019	$267,347	$223,142	$368,612	$44,205
2018	$285,832	$238,568	$326,681	$47,264