MOUNTAIN WEST CREDIT UNION FOUNDATION (EIN 742232424) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Principal Officer

SCOTT EARL

Phone

8009959064

Tax Period

2022-01-01 to 2022-12-31

MOUNTAIN WEST CREDIT UNION FOUNDATION, founded in 1981, is a small nonprofit that reported $355K in total revenue in fiscal year 2022. Revenue fell 36% from the prior year — a significant decline worth monitoring.

Mission

THE ORGANIZATION IS OPERATED EXCLUSIVELY FOR CHARITABLE, SCIENTIFIC, AND EDUCATIONAL PURPOSES. THE FOUNDATION'S MISSION IS TO PROMOTE LEADERSHIP AND SUPPORT LONG-TERM SUCCESS OF CREDIT UNIONS IN THEIR COMMUNITIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $397,592

Program Service Revenue $0

Investment Income $14,747

Other Revenue $-57,333

TOTAL REVENUE $355,006

Expense Breakdown

Grants Paid $279,103

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $347,494

Other Expenses $92,506

TOTAL EXPENSES $371,609

Year-over-Year Comparison

	2022	2021	Change
Revenue	$355,006	$550,943	-0.4%
Expenses	$371,609	$453,704	-0.2%
Net Income	$-16,603	$97,239	-1.2%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,219,534

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TODD PEARSON	CHAIRMAN	2.00	Director	$0	$0	$0
RAINY THOEN	VICE CHAIR	1.00	Director	$0	$0	$0
DENNIS PAUL	SECRETARY	1.00	Director	$0	$0	$0
TYLER VALENTINE	TREASURER	1.00	Director	$0	$0	$0
ERIC RENAUD	DIRECTOR	1.00	Director	$0	$0	$0
JUDY AUVIL	DIRECTOR	1.00	Director	$0	$0	$0
BOB HOEL	DIRECTOR	1.00	Director	$0	$0	$0
JANE PRANCAN	DIRECTOR	1.00	Director	$0	$0	$0
BRIAN ROHRBACHER	DIRECTOR	1.00	Director	$0	$0	$0
TESSA BONFANTE	DIRECTOR	1.00	Director	$0	$0	$0
JAY CHAMPION	DIRECTOR	1.00	Director	$0	$0	$0
TODD MARKSBERRY	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT EARL	PRESIDENT	2.00	Officer	$0	$561,882	$1,077,344
DAN SANTANGELO	EXECUTIVE DIRECTOR	4.00	Officer	$0	$23,293	$142,190

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$355,006	$371,609	No data	$-16,603
2021	$550,943	$453,704	$2,240,898	$97,239
2020	$523,488	$597,089	$2,098,582	$-73,601
2019	$443,512	$296,163	$2,051,207	$147,349
2018	$498,430	$467,698	$1,741,725	$30,732

MOUNTAIN WEST CREDIT UNION FOUNDATION