THE THRIFT SHOP

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

LYNDA MACCARTHY

Phone

9709258292

Tax Period

2025-01-01 to 2025-12-31

THE THRIFT SHOP, founded in 1983, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $1.1M left a modest 4% surplus.

Mission

THE ORGANIZATION'S MISSION IS TO PROVIDE FUNDS FOR LOCAL CIVIC AND EDUCATIONAL PROJECTS AND TO ALSO ASSIST LOCAL STUDENTS WITH HIGHER EDUCATION NEEDS.

Program Service Accomplishments

Program 1

Expenses: $675,003 Revenue: $7,946

COLLECT AND SELL ARTICLES DONATED BY THE PUBLIC. THE PROCEEDS ARE DONATED TO CHARITABLE, CIVIC, SCIENTIFIC, AND EDUCATIONAL ORGANIZATIONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,072,264

Program Service Revenue $0

Investment Income $44,049

Other Revenue $0

TOTAL REVENUE $1,116,313

Expense Breakdown

Grants Paid $675,003

Salaries & Benefits $0

Fundraising Expenses $3,155

Program Expenses $675,003

Other Expenses $400,809

TOTAL EXPENSES $1,075,812

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,116,313	$1,028,807	+0.1%
Expenses	$1,075,812	$1,012,762	+0.1%
Net Income	$40,501	$16,045	+1.5%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LYNDA MACCARTHY	CO-TREASURER	10.00	Officer Director	$0	$0	$0
CATHY CLICK MOFFROID	BOARD MEMBER	5.00	Director	$0	$0	$0
DIANE WALLACE	BOARD MEMBER	5.00	Director	$0	$0	$0
JAMIE RICH	CO-SECRETARY	5.00	Officer Director	$0	$0	$0
ROBIN HAUGLAND	CO SECRETARY	5.00	Officer Director	$0	$0	$0
MARGIE THROM	CO TREAS/PRES	15.00	Officer Director	$0	$0	$0
BOBBI CARSON	BOARD MEMBER	5.00	Director	$0	$0	$0
ERICA MURRAY	CO PRESIDENT	5.00	Officer Director	$0	$0	$0
WENDY BURGE	Secretary	5.00	Officer Director	$0	$0	$0
TRACY RICHMOND	BOARD MEMBER	5.00	Director	$0	$0	$0
SUSANNE MORRISON	BOARD MEMBER	5.00	Director	$0	$0	$0
LYNN NICHOLS	BOARD MEMBER	5.00	Director	$0	$0	$0
SHEREEN SARICK	BOARD MEMBER	5.00	Director	$0	$0	$0
PATRICIA STRANAHAN	BOARD MEMBER	5.00	Director	$0	$0	$0
STEPHANIE SOLDNER	BOARD MEMBER	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,116,313	$1,075,812	$2,893,593	$40,501
2024	$1,028,807	$1,012,762	$2,785,844	$16,045
2023	$1,013,450	$851,407	$2,706,861	$162,043
2022	$824,986	$722,371	$2,492,397	$102,615
2021	$591,584	$346,479	$2,533,941	$245,105
2020	$257,304	$415,809	$2,230,084	$-158,505
2019	$889,399	$898,096	$2,350,817	$-8,697
2018	$797,140	$884,156	$2,267,001	$-87,016