GARWOOD VOLUNTEER FIRE DEPARTMENT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

LISA KRENEK

Phone

9797583500

Tax Period

2024-01-01 to 2024-12-31

GARWOOD VOLUNTEER FIRE DEPARTMENT, founded in 2006, is a small nonprofit in the Public Safety sector that reported $396K in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. The organization ran a surplus of $177K, a strong 45% operating margin.

Mission

PROVIDE FIRE FIGHTING SERVICES FOR THE PEOPLE IN GARWOOD AND SURROUNDING ARES COMPRISING ABOUT 150 SQUARE MILES AND 1800 PEOPLE. ALSO PROVIDE BASIC LIFE SUPPORT.

Program Service Accomplishments

Program 1

PROVIDING FIRE FIGHTING SERVICES FOR THE PEOPLE IN GARWOOD AND THE SURROUNDING AREA COMPRISING ABOUT 150 MILE RADIUS AND PROVIDE BASIC LIFE SUPPORT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $265,924

Program Service Revenue $0

Investment Income $7,475

Other Revenue $122,309

TOTAL REVENUE $395,708

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $218,237

TOTAL EXPENSES $218,237

Year-over-Year Comparison

	2024	2023	Change
Revenue	$395,708	$366,147	+0.1%
Expenses	$218,237	$201,252	+0.1%
Net Income	$177,471	$164,895	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TODD KRENEK	FIRE CHIEF	007.00	Director	$0	$0	$0
ROBERT PAVLU	VICE PRES	003.00	Director	$0	$0	$0
MELANIE MILLER	SECRETARY	003.00	Director	$0	$0	$0
LISA KRENEK	TREASURER	007.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$395,708	$218,237	$1,410,217	$177,471
2024	No data	No data	No data	No data
2023	$366,147	$201,252	$1,139,903	$164,895
2022	$376,650	$217,320	$695,292	$159,330
2021	$106,255	$186,393	$536,796	$-80,138
2020	$466,489	$187,330	$631,476	$279,159