SEALY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1934

Legal Domicile

Principal Officer

LARRY KUCIEMBA

Phone

9798853222

Tax Period

2023-01-01 to 2023-12-31

SEALY CHAMBER OF COMMERCE, founded in 1934, is a small nonprofit that reported $177K in total revenue in fiscal year 2023. Revenue fell 37% from the prior year — a significant decline worth monitoring. Expenses of $156K left a modest 12% surplus.

Mission

TO PROVIDE THE LEADERSHIP TO ENHANCE ECONOMIC GROWTH AND A BETTER QUALITY OF LIFE FOR THE CITY OF SEALY AND OUR SURROUNDING AREAS.

Program Service Accomplishments

Program 1

MEMBERSHIP MEETINGS, GOVERNMENTAL LUNCHEONS WITH REPRESENTATIVES FROM THE STATE CAPITOL, SENIOR HEALTH FAIR

Program 2

TOURISM SHOW EXPENSES TO BRING VISITORS IN TO OUR AREA TO BENEFIT OUR MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $81,750

Program Service Revenue $55,487

Investment Income $1,295

Other Revenue $38,551

TOTAL REVENUE $177,083

Expense Breakdown

Grants Paid $0

Salaries & Benefits $99,752

Fundraising Expenses $0

Other Expenses $55,820

TOTAL EXPENSES $155,572

Year-over-Year Comparison

	2023	2022	Change
Revenue	$177,083	$279,121	-0.4%
Expenses	$155,572	$254,493	-0.4%
Net Income	$21,511	$24,628	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARRY KUCIEMBA	TREASURER	1.00	Officer Director	$0	$0	$0
TORI FISHER	PRESIDENT	2.00	Officer Director	$0	$0	$0
VINCE WOOLNEY	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
COURTNEY AVILA	SECRETARY	1.00	Officer Director	$0	$0	$0
DON ALLPHIN	DIRECTOR	N/A	Director	$0	$0	$0
CAROLYN BILSKI	DIRECTOR	N/A	Director	$0	$0	$0
LISA CATON	DIRECTOR	N/A	Director	$0	$0	$0
ROB EMSHOFF	DIRECTOR	N/A	Director	$0	$0	$0
ANNE FRYE	DIRECTOR	N/A	Director	$0	$0	$0
CHELSEA HUMES	DIRECTOR	N/A	Director	$0	$0	$0
NANCY JAMES	DIRECTOR	N/A	Director	$0	$0	$0
DORA MARTINEZ	DIRECTOR	N/A	Director	$0	$0	$0
RENEE POULTER	DIRECTOR	N/A	Director	$0	$0	$0
KELLY SNIDER	DIRECTOR	N/A	Director	$0	$0	$0
KAREN LOPEZ	VICE PRESIDE	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$177,083	$155,572	$187,025	$21,511
2022	$279,121	$254,493	$163,803	$24,628