BUENA VISTA AREA CHAMBER OF COMMER… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1976

Legal Domicile

Principal Officer

JANENE ERVIN

Phone

7193956612

Tax Period

2024-07-01 to 2025-06-30

BUENA VISTA AREA CHAMBER OF COMMERCE, founded in 1976, is a micro nonprofit that reported $89K in total revenue in fiscal year 2024. Expenses of $111K exceeded revenue, resulting in a 26% operating deficit.

Mission

TO PROVIDE MEMBERS AND OTHER LOCAL BUSINESSES ECONOMIC DEVELOPMENT OPPORTUNITIES WITHIN CHAFFEE COUNTY AND BUENA VISTA, COLORADO.

Program Service Accomplishments

Program 1

CONDUCTS EVENTS SUCH AS GOLD RUSH DAYS AND THE ATV RALLY THAT PROMOTES TOURISM AND BRING VISITORS TO THE AREA AND STIMULATE THE LOCAL ECONOMY.

Program 2

OPERATE THE VISITORS CENTER AND WEBSITE FOR THE TOWN OF BUENA VISTA AND NORTHERN CHAFFEE COUNTY, COLORADO. PUBLISH BUSINESS DIRECTORY.

Program 3

CONDUCT TRADE SHOWS AND SEMINARS FOR THE BUSINESSES AND GENERAL POPULATION IN THE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $69,703

Program Service Revenue $18,090

Investment Income $787

Other Revenue $72

TOTAL REVENUE $88,652

Expense Breakdown

Grants Paid $0

Salaries & Benefits $56,226

Fundraising Expenses $3,970

Other Expenses $55,205

TOTAL EXPENSES $111,431

Year-over-Year Comparison

	2024	2023	Change
Revenue	$88,652	$89,264	0.0%
Expenses	$111,431	$128,542	-0.1%
Net Income	$-22,779	$-39,278	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JANENE ERVIN	PRESIDENT	5.00	Officer Director	$0	$0	$0
JEN COUSINS	SOCIAL MEDIA	5.00	Director	$0	$0	$0
EDWARD ZALAR	TREASURER	7.00	Officer Director	$0	$0	$0
NATHAN DOTY	TECHNOLOGY	3.00	Director	$0	$0	$0
DENNIS HEAP	DIRECTOR	4.00	Director	$0	$0	$0
APRIL PISHNA	DIRECTOR	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$88,652	$111,431	$111,599	$-22,779
2024	$89,264	$128,542	$136,560	$-39,278
2023	$242,596	$281,691	$179,003	$-39,095
2022	$259,606	$225,244	$216,698	$34,362
2021	$208,607	$176,063	$198,040	$32,544
2020	$194,603	$201,585	$23,753	$-6,982
2019	$241,735	$276,767	$9,882	$-35,032

BUENA VISTA AREA CHAMBER OF COMMERCE