SCHULENBURG CHAMBER OF COMMERCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

DIANA MIKESKY

Phone

9797434514

Tax Period

2023-01-01 to 2023-12-31

SCHULENBURG CHAMBER OF COMMERCE INC, founded in 1967, is a small nonprofit that reported $320K in total revenue in fiscal year 2023. Revenue surged 21% from the prior year, signaling strong growth momentum.

Mission

PROMOTE LOCAL BUSINESS AND TOURISM

Program Service Accomplishments

Program 1

PROMOTE TOURISM BY CONDUCTING TOURS OF THE HISTORIC CHURCHES WITHIN THE LOCAL GEOGRAHPIC AREA WHICH EXEMPLIFY THE ARTISTRY AND ARCHITECTURE OF THE COMMUNITYS GERMAN/CZECH HERITAGE.

Program 2

PROMOTE TOURISM AND LOCAL BUSINESSES BY ORGANIZING AN ANNUAL DOWNTOWN SAUSAGE FESTIVAL WITH LOCAL ETHNIC FOOD CREATIONS/TASTINGS/COMPETITIONS AND OTHER LOCAL ACTIVITIES AND ENTERTAINMENT EXEMPLARY OF...

Program 3

PROMOTE LOCAL BUSINESS TO THE GENERAL PUBLIC BY A DIRECTORY AND WEBSITE LISTING EACH BUSINESS MEMBER BY NAME AND CATERGORY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $99,950

Program Service Revenue $204,353

Investment Income $714

Other Revenue $15,132

TOTAL REVENUE $320,149

Expense Breakdown

Grants Paid $0

Salaries & Benefits $152,879

Fundraising Expenses $0

Other Expenses $168,835

TOTAL EXPENSES $321,714

Year-over-Year Comparison

	2023	2022	Change
Revenue	$320,149	$264,400	+0.2%
Expenses	$321,714	$279,195	+0.2%
Net Income	$-1,565	$-14,795	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DIANA MIKESKY	PRESIDENT	2.00	Officer Director	$0	$0	$0
PAUL ZAPALAC	VICE-PRESIDENT	1.00	Officer Director	$0	$0	$0
ANN MCBRIDE	SECRETARY	1.00	Officer Director	$0	$0	$0
GARY ZWESCHPER	DIRECTOR	1.00	Director	$0	$0	$0
JILL TABER	DIRECTOR	1.00	Director	$0	$0	$0
LUKAS SMRKOVSKY	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW RORSCHACH	DIRECTOR	1.00	Director	$0	$0	$0
RODNEY KALICH	DIRECTOR	1.00	Director	$0	$0	$0
THERESA L WAGNER	EXECUTIVE DIRECTOR	40.00	Highest	$45,823	$0	$45,823

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$320,149	$321,714	$82,793	$-1,565
2022	$264,400	$279,195	$85,378	$-14,795