San Antonio Women's Chamber of Commerce (EIN 742580404) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Phone

2102992636

Tax Period

2023-01-01 to 2023-12-31

San Antonio Women's Chamber of Commerce, founded in 1988, is a small nonprofit that reported $105K in total revenue in fiscal year 2023. Expenses of $101K left a modest 4% surplus.

Mission

To promote the business, economic and leadership development of women.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $87,687

Investment Income $1,896

Other Revenue $15,778

TOTAL REVENUE $105,361

Expense Breakdown

Grants Paid $2,500

Salaries & Benefits $67,462

Fundraising Expenses $2,399

Other Expenses $31,343

TOTAL EXPENSES $101,305

Year-over-Year Comparison

	2023	2022	Change
Revenue	$105,361	$98,483	+0.1%
Expenses	$101,305	$106,563	0.0%
Net Income	$4,056	$-8,080	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$10,500

Total Directors

$6,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Lori Johnson	Chair	3.00	Officer Director	$0	$0	$0
Courtney Baer	Co-Vice Chair, Membership-Corporate	3.00	Officer Director	$0	$0	$0
Kristi Wyatt	Secretary	3.00	Officer Director	$0	$0	$0
Amy Childs	Chair, Educational Program (Bloomberg)	3.00	Officer Director	$0	$0	$0
Dr Yvonne Katz	Past Chair/Executive Director	3.00	Officer	$4,000	$0	$4,000
Stacey Isenberg	Past Chair/Direct at Large	3.00	Director	$0	$0	$0
Adrienne Cox	Treasurer	3.00	Officer Director	$0	$0	$0
Adrienne Guzman Cox	Vice Chair	3.00	Officer Director	$0	$0	$0
Dr Susan Blackwood	Gala Co-Vice Chair	3.00	Officer Director	$0	$0	$0
Sylvia Rodriguez	Gala Co-Vice Chair	3.00	Officer Director	$0	$0	$0
Allison Adams	Director at Large	3.00	Director	$0	$0	$0
Carla Sierra	Director at Large, Co-Chair Mixers	3.00	Director	$0	$0	$0
Dr Carolyn Castillo	Vice Chair, Education/TLD	3.00	Officer Director	$0	$0	$0
Dr Adriana Contreras	Director at Large (SWS)	3.00	Director	$0	$0	$0
Morgan Wuebben	Director at Large, Co-Chair Mixers	3.00	Director	$0	$0	$0
Belinda Gavallos	Co-Vice Chair, Membership/Exec. Director	3.00	Officer Director	$6,500	$0	$6,500
Mona Helmy	Vice Chair, Education (Bloomberg)	3.00	Officer Director	$0	$0	$0
Dr Marianne Pinkston	Co-Vice Chair, PR & Marketing	3.00	Officer Director	$0	$0	$0
Diane Polanco Vandersyde	Director at Large (Charity of Choice)	3.00	Director	$0	$0	$0
Cindy Taylor	Chair, Events (POWERhour)	3.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$105,361	$101,305	$202,576	$4,056
2022	$98,483	$106,563	$198,312	$-8,080
2021	$132,109	$92,797	$211,471	$39,312
2020	$59,016	$67,560	$185,575	$-8,544
2019	$87,098	$96,088	$174,324	$-8,990
2018	$70,267	$87,460	$183,217	$-17,193

San Antonio Women's Chamber of Commerce