AUSTIN, TX
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)BUSINESS AND COMMUNITY LENDERS OF TEXAS, founded in 1990, is a community nonprofit in the Community Improvement sector that reported $2.7M in total revenue in fiscal year 2024. Revenue decreased 13% compared to the prior year. Expenses of $4.5M exceeded revenue, resulting in a 69% operating deficit.
TO FURTHER THE ECONOMIC DEVELOPMENT OF TEXAS BY PROMOTING AND ASSISTING IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS AND TO ASSIST IN THE DEVELOPMENT OF AFFORDABLE HOUSING FOR LOW AND MODERATE INCOME FAMILIES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $2,686,570 | $3,088,394 | -0.1% |
| Expenses | $4,528,831 | $3,968,657 | +0.1% |
| Net Income | $-1,842,261 | $-880,263 | +1.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| WILLIAM SUTHERLAND | CHAIR | 3.00 |
Director
|
$0 | $0 | $0 |
| STACY BOWERS | VICE CHAIR | 1.00 |
Director
|
$0 | $0 | $0 |
| JUDY CANALES | TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| ANDRES GARZA JR | SECRETARY | 1.00 |
Director
|
$0 | $0 | $0 |
| MELISSA ROBINSON | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID BRENNAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| TANNER MOORE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID SALINAS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BRANDON JONES | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| RAQUEL VALDEZ SANCHEZ | CHIEF EXECUTIVE OFFICER | 40.00 |
Officer
|
$178,333 | $10,579 | $188,912 |
| ROSA RIOS VALDEZ | FORMER CEO | 40.00 |
Officer
|
$73,167 | $3,821 | $76,988 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $2,686,570 | $4,528,831 | $24,120,283 | $-1,842,261 |
| 2024 | $3,088,394 | $3,968,657 | $26,883,300 | $-880,263 |
| 2023 | $3,744,979 | $4,096,470 | $28,558,255 | $-351,491 |
| 2022 | $6,954,395 | $3,764,092 | $31,238,408 | $3,190,303 |
| 2021 | $4,080,568 | $3,558,634 | $29,670,542 | $521,934 |
| 2020 | $7,633,917 | $4,476,555 | $22,684,732 | $3,157,362 |
| 2019 | $3,349,352 | $4,589,642 | $19,027,522 | $-1,240,290 |
| 2018 | $5,334,926 | $4,459,533 | $17,546,679 | $875,393 |
Compare BUSINESS AND COMMUNITY LENDERS OF TEXAS with other nonprofits in Texas and across the country.