BLANCO VOLUNTEER FIRE DEPARTMENT I

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

JACK TWILLEY

Phone

8308335239

Tax Period

2018-10-01 to 2019-09-30

BLANCO VOLUNTEER FIRE DEPARTMENT I, founded in 1990, is a micro nonprofit that reported $6K in total revenue in fiscal year 2018. Revenue fell 104% from the prior year — a significant decline worth monitoring.

Mission

TO PROVIDE FIRE FIGHTING AND EMERGENCY SERVICES TO THE CITY OF BLANCO AND BLANCO COUNTY.

Program Service Accomplishments

Program 1

Expenses: $276,597

RESPONDING TO EMERGENCY CALLS IN THE CITY OF BLANCO AND BLANCO COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $-6,331

Other Revenue $0

TOTAL REVENUE $-6,331

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,051

Fundraising Expenses $0

Program Expenses $276,597

Other Expenses $275,167

TOTAL EXPENSES $277,218

Year-over-Year Comparison

	2018	2017	Change
Revenue	$-6,331	$172,074	-1.0%
Expenses	$277,218	$376,945	-0.3%
Net Income	$-283,549	$-204,871	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JACK TWILLEY	PRESIDENT	0.50	Officer Director	$0	$0	$0
LYNN HICKS	TREASURER	0.50	Officer Director	$0	$0	$0
DAVE LAGEMAN	VICE PRESIDE	0.50	Officer Director	$0	$0	$0
HAL SWITZER	SECRETARY	0.50	Officer Director	$0	$0	$0
MARILYN WARMUS	MEMBER	0.50	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$-6,331	$277,218	No data	$-283,549
2018	$172,074	$376,945	$289,369	$-204,871