San Antonio Affordable Housing (EIN 742755615) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

Veronica Garcia

Phone

2102073914

Tax Period

2024-10-01 to 2025-09-30

San Antonio Affordable Housing, founded in 1993, is a small nonprofit in the Housing & Shelter sector that reported $936K in total revenue in fiscal year 2024. Revenue surged 49% from the prior year, signaling strong growth momentum. Expenses of $1.5M exceeded revenue, resulting in a 58% operating deficit.

Mission

SAAH, a 501 (c)(3) nonprofit organization expertise established to develop infrastructure and revitalize neighborhoods through economic and historic preservation.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $658,074

Program Service Revenue $203,500

Investment Income $74,144

Other Revenue $0

TOTAL REVENUE $935,718

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $763,706

Other Expenses $1,476,358

TOTAL EXPENSES $1,476,358

Year-over-Year Comparison

	2024	2023	Change
Revenue	$935,718	$627,478	+0.5%
Expenses	$1,476,358	$842,934	+0.8%
Net Income	$-540,640	$-215,456	+1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Susan Wright	Chairman	2.00	Director	$0	$0	$0
Maria Nelson	Secretary	2.00	Director	$0	$0	$0
Brian D Jarviz	Member	2.00	Director	$0	$0	$0
Juan Garcia	Member	2.00	Director	$0	$0	$0
Michael D Moone	Member	2.00	Director	$0	$0	$0
Ramiro Gonzales	Member	2.00	Director	$0	$0	$0
Marianne Kestenbaum	Member	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$935,718	$1,476,358	$1,950,866	$-540,640
2024	$627,478	$842,934	$2,654,770	$-215,456
2023	$314,125	$908,677	$2,461,275	$-594,552
2022	$1,491,188	$240,846	$3,059,964	$1,250,342
2021	$99,234	$421,617	$1,889,524	$-322,383
2020	$1,303,158	$668,362	$2,277,290	$634,796
2019	$260,903	$404,738	$1,541,719	$-143,835
2018	$374,483	$612,680	$1,792,118	$-238,197

San Antonio Affordable Housing